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2027 Medicare Advantage plans in Kern, California

Preview from the CMS 2027 plan list · 42 plans · updated October 02, 2026

Early look at 2027. These are the 2027 plans exactly as CMS first published them (CMS Landscape file cy2027-landscape-202609.zip): premium, out-of-pocket maximum, Part D deductible and plan type. CMS has not published the 2027 Star Ratings yet — the rating column is empty for every plan until it does, which is not a rating of any plan. Copays, dental, vision, hearing, over-the-counter and each plan's drug list fill in as CMS releases those files. Enrollment for 2027 runs October 15 – December 7.
42Medicare Advantage plans for 2027
33with a $0 monthly premium
$295lowest in-network out-of-pocket max
39include Part D drug coverage

PlanTypePremium / moOut-of-pocket maxOverall starsPart D deductible
AARP Medicare Advantage from UHC CA-0002 (HMO-POS)
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UnitedHealth Group, Inc. · H0543_019_0
HMO-POS$0 per month$2,0002027 rating not yet published$355
Aetna Medicare Prime Value Plus (HMO)
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CVS Health Corporation · H4982_022_0
HMO$0 per month$5992027 rating not yet published$400
Aetna Medicare Signature (HMO)
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CVS Health Corporation · H4982_003_0
HMO$0 per month$2,0002027 rating not yet published$700
Aetna Medicare Signature Extra (HMO)
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CVS Health Corporation · H0523_091_0
HMO$0 per month$2,0002027 rating not yet published$700
Alignment Health Heart & Diabetes 048 (HMO C-SNP)
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Alignment Healthcare USA, LLC · H3815_048_0
Chronic or Disabling Condition
HMO C-SNP$0 per month$1,9902027 rating not yet published$0
Alignment Health Platinum 057 (HMO)
Alignment Healthcare USA, LLC · H3815_057_0
HMO$0 per month$1,0002027 rating not yet published$700
Anthem Full Dual Advantage Aligned (HMO D-SNP)
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Elevance Health, Inc. · H4471_010_2
D-SNP
HMO D-SNP$0 per month$9,8502027 rating not yet published$105
Anthem Kidney Care (PPO C-SNP)
Elevance Health, Inc. · H4909_030_0
Chronic or Disabling Condition
PPO C-SNP$0 per month$9,8502027 rating not yet published$0
Anthem Medicare Advantage (HMO-POS)
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Elevance Health, Inc. · H0544_062_0
HMO-POS$0 per month$2,8002027 rating not yet published$110
Anthem Prime (HMO-POS)
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Elevance Health, Inc. · H4161_005_0
HMO-POS$0 per month$1,2002027 rating not yet published$395
Blue Shield 65 Plus (HMO)
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California Physicians' Service · H0504_038_0
HMO$0 per month$2,7502027 rating not yet published$475
Champion Advantage (HMO-POS C-SNP)
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Champion Health Plans-USA, LLC. · H6170_001_0
Chronic or Disabling Condition
HMO-POS C-SNP$0 per month$9992027 rating not yet published$0
Champion Ally (HMO)
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Champion Health Plans-USA, LLC. · H6170_007_0
HMO$0 per month$4992027 rating not yet published$0
Champion Care (HMO C-SNP)
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Champion Health Plans-USA, LLC. · H6170_008_0
Chronic or Disabling Condition
HMO C-SNP$0 per month$4992027 rating not yet published$0
Champion Compass (HMO C-SNP)
Champion Health Plans-USA, LLC. · H6170_015_0
Chronic or Disabling Condition
HMO C-SNP$0 per month$9992027 rating not yet published$0
Champion Connect (HMO-POS C-SNP)
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Champion Health Plans-USA, LLC. · H6170_002_0
Chronic or Disabling Condition
HMO-POS C-SNP$0 per month$9,8502027 rating not yet published$700
Champion Home (HMO C-SNP)
Champion Health Plans-USA, LLC. · H6170_016_0
Chronic or Disabling Condition
HMO C-SNP$0 per month$9,8502027 rating not yet published$700
Champion Secure (HMO C-SNP)
Champion Health Plans-USA, LLC. · H6170_017_0
Chronic or Disabling Condition
HMO C-SNP$0 per month$9,8502027 rating not yet published$700
Humana Gold Plus Giveback H5619-150 (HMO)
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Humana Inc. · H5619_150_0
HMO$0 per month$5,0002027 rating not yet published$700
Humana Gold Plus H5619-116 (HMO)
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Humana Inc. · H5619_116_0
HMO$0 per month$2,1002027 rating not yet published$200
Humana Gold Plus H5619-191 (HMO)
Humana Inc. · H5619_191_1
HMO$0 per month$3,2002027 rating not yet published$200
Humana Gold Plus SNP-DE H5619-038 (HMO D-SNP)
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Humana Inc. · H5619_038_0
D-SNP
HMO D-SNP$0 per month$9,8502027 rating not yet published$700
Imperial Dynamic Plan (HMO)
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Imperial Health Plan of California · H5496_012_0
HMO$0 per month$2952027 rating not yet published$0
Imperial Senior Value (HMO C-SNP)
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Imperial Health Plan of California · H5496_005_0
Chronic or Disabling Condition
HMO C-SNP$0 per month$2952027 rating not yet published$0
Kaiser Permanente Dual Complete South P7 (HMO D-SNP)
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Kaiser Foundation Health Plan, Inc. · H8794_007_0
D-SNP
HMO D-SNP$0 per month$9,8502027 rating not yet published$700
Kaiser Permanente Senior Advantage Basic Kern (HMO)
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Kaiser Foundation Health Plan, Inc. · H0524_036_0
HMO$0 per month$3,9002027 rating not yet published$0
UHC Complete Care CA-27P (HMO-POS C-SNP)
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UnitedHealth Group, Inc. · H0543_226_0
Chronic or Disabling Condition
HMO-POS C-SNP$0 per month$2,0002027 rating not yet published$355
UHC Complete Care Support CA-4AP (HMO C-SNP)
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UnitedHealth Group, Inc. · H0543_242_0
Chronic or Disabling Condition
HMO C-SNP$0 per month$9,8502027 rating not yet published$100
Wellcare Health Net Dual Liberty (HMO D-SNP)
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Centene Corporation · H3561_009_0
D-SNP
HMO D-SNP$0 per month$9,8502027 rating not yet published$700
Wellcare Specialty Simple (HMO C-SNP)
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Centene Corporation · H0562_092_0
Chronic or Disabling Condition
HMO C-SNP$0 per month$1,0002027 rating not yet published$700
Champion Choice (HMO C-SNP)
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Champion Health Plans-USA, LLC. · H6170_009_0
Chronic or Disabling Condition
HMO C-SNP$2.60 per month$9,8502027 rating not yet published$700
Imperial Flex (HMO C-SNP)
Imperial Health Plan of California · H5496_017_0
Chronic or Disabling Condition
HMO C-SNP$2.70 per month$9,8502027 rating not yet published$450
Alignment Health Heart & Diabetes Plus 039 (HMO C-SNP)
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Alignment Healthcare USA, LLC · H3815_039_0
Chronic or Disabling Condition
HMO C-SNP$7.30 per month$9,8502027 rating not yet published$700
Alignment Health Honor Plus 060 (HMO)
Alignment Healthcare USA, LLC · H3815_060_0
HMO$7.30 per month$9,8502027 rating not yet published$700
Champion Plus (HMO C-SNP)
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Champion Health Plans-USA, LLC. · H6170_010_0
Chronic or Disabling Condition
HMO C-SNP$7.30 per month$9,8502027 rating not yet published$700
Kern Family Health Care Medicare (HMO D-SNP)
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Kern Health Systems (KHS) · H4057_001_0
D-SNP
HMO D-SNP$7.30 per month$9,8502027 rating not yet published$700
Aetna Medicare Signature Legacy (HMO)
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CVS Health Corporation · H0523_022_0
HMO$10 per month$2,0002027 rating not yet published$700
Kaiser Permanente Senior Advantage Enhanced Kern (HMO)
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Kaiser Foundation Health Plan, Inc. · H0524_035_0
HMO$29 per month$1,9002027 rating not yet published$0
Alignment Health My Choice 061 (HMO)
Alignment Healthcare USA, LLC · H3815_061_0
HMO$40 per month$4,9002027 rating not yet published$700
AARP Medicare Advantage Patriot No Rx CA-MA1P (HMO-POS)
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UnitedHealth Group, Inc. · H0543_121_0
No drug coverage
HMO-POS— per month$5,9002027 rating not yet publishedNo Part D
Humana USAA Honor Giveback (HMO)
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Humana Inc. · H5619_121_0
No drug coverage
HMO— per month$5,2502027 rating not yet publishedNo Part D
Imperial Courage Plan (HMO)
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Imperial Health Plan of California · H5496_016_0
No drug coverage
HMO— per month$2,9992027 rating not yet publishedNo Part D
What the star rating means, and what's not shown yet

What the star rating means. CMS rates every Medicare Advantage contract (the "H" number in the plan ID — all plans under it share the rating) on a 1-to-5 scale each October, from about 40 measures of care quality, member experience, complaints and appeals, customer service and, for plans with drug coverage, drug safety and pricing. The 2027 rating is largely based on performance measured in 2025.

5 Excellent4 Above average3 Average2 Below average1 Poor

Not rated means CMS published no overall rating — usually a contract too new to be measured or with too few members ("not enough data"); it is not a low score. A 5-star contract can be joined outside the normal enrollment windows (the 5-star Special Enrollment Period, Dec 8 – Nov 30). Medicare.gov flags contracts rated below 3 stars for three years running as low-performing. Stars describe the contract's past performance as CMS measured it; they are not a recommendation, and they do not tell you whether a plan's network, drugs or costs fit you.

Premiums and the out-of-pocket maximum are Part A/Part B plan costs as filed; the Part D deductible is the plan's drug deductible. Copays for doctor visits, dental, vision, hearing, over-the-counter and other extra benefits, and each plan's drug list, are not in the 2027 plan list yet — CMS publishes them in late October and this page will show them then.

See this county's current-year plans and full benefits →

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