2027 Medicare Advantage plans in Plumas, California
| Plan | Type | Premium / mo | Out-of-pocket max | Overall stars | Part D deductible |
|---|---|---|---|---|---|
| Imperial Dynamic Plan (HMO) View this plan's 2026 version → Imperial Health Plan of California · H5496_012_0 | HMO | $0 per month | $295 | 2027 rating not yet published | $0 |
| Imperial Senior Value (HMO C-SNP) View this plan's 2026 version → Imperial Health Plan of California · H5496_005_0 Chronic or Disabling Condition | HMO C-SNP | $0 per month | $295 | 2027 rating not yet published | $0 |
| Imperial Flex (HMO C-SNP) Imperial Health Plan of California · H5496_017_0 Chronic or Disabling Condition | HMO C-SNP | $2.70 per month | $9,850 | 2027 rating not yet published | $450 |
| HumanaChoice H5525-056 (PPO) View this plan's 2026 version → Humana Inc. · H5525_056_0 | PPO | $97 per month | $7,150 | 2027 rating not yet published | $700 |
| Humana USAA Honor Giveback (PPO) View this plan's 2026 version → Humana Inc. · H5525_079_0 No drug coverage | PPO | — per month | $6,500 | 2027 rating not yet published | No Part D |
| Imperial Courage Plan (HMO) View this plan's 2026 version → Imperial Health Plan of California · H5496_016_0 No drug coverage | HMO | — per month | $2,999 | 2027 rating not yet published | No Part D |
What the star rating means, and what's not shown yet
What the star rating means. CMS rates every Medicare Advantage contract (the "H" number in the plan ID — all plans under it share the rating) on a 1-to-5 scale each October, from about 40 measures of care quality, member experience, complaints and appeals, customer service and, for plans with drug coverage, drug safety and pricing. The 2027 rating is largely based on performance measured in 2025.
5 Excellent4 Above average3 Average2 Below average1 Poor
Not rated means CMS published no overall rating — usually a contract too new to be measured or with too few members ("not enough data"); it is not a low score. A 5-star contract can be joined outside the normal enrollment windows (the 5-star Special Enrollment Period, Dec 8 – Nov 30). Medicare.gov flags contracts rated below 3 stars for three years running as low-performing. Stars describe the contract's past performance as CMS measured it; they are not a recommendation, and they do not tell you whether a plan's network, drugs or costs fit you.
Premiums and the out-of-pocket maximum are Part A/Part B plan costs as filed; the Part D deductible is the plan's drug deductible. Copays for doctor visits, dental, vision, hearing, over-the-counter and other extra benefits, and each plan's drug list, are not in the 2027 plan list yet — CMS publishes them in late October and this page will show them then.
Need every 2027 plan as data?The full 2027 plan-design and enrollment files power the Pro export.
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