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2027 Medicare Advantage plans in DeSoto, Florida

Preview from the CMS 2027 plan list · 48 plans · updated October 02, 2026

Early look at 2027. These are the 2027 plans exactly as CMS first published them (CMS Landscape file cy2027-landscape-202609.zip): premium, out-of-pocket maximum, Part D deductible and plan type. CMS has not published the 2027 Star Ratings yet — the rating column is empty for every plan until it does, which is not a rating of any plan. Copays, dental, vision, hearing, over-the-counter and each plan's drug list fill in as CMS releases those files. Enrollment for 2027 runs October 15 – December 7.
48Medicare Advantage plans for 2027
41with a $0 monthly premium
$2,700lowest in-network out-of-pocket max
40include Part D drug coverage

PlanTypePremium / moOut-of-pocket maxOverall starsPart D deductible
AARP Medicare Advantage from UHC FL-0012 (HMO-POS)
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UnitedHealth Group, Inc. · H1045_042_0
HMO-POS$0 per month$2,9002027 rating not yet published$405
AARP Medicare Advantage from UHC FL-0027 (PPO)
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UnitedHealth Group, Inc. · H2406_019_0
PPO$0 per month$7,1502027 rating not yet published$685
Aetna Medicare Signature (PPO)
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CVS Health Corporation · H5521_710_0
PPO$0 per month$7,1502027 rating not yet published$700
Aetna Medicare Signature Legacy (PPO)
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CVS Health Corporation · H5521_272_0
PPO$0 per month$5,5002027 rating not yet published$700
DEVOTED CHOICE GIVEBACK 016 FL (PPO)
Devoted Health, Inc. · H9884_016_0
PPO$0 per month$7,1502027 rating not yet published$650
DEVOTED CORE 025 FL (HMO)
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Devoted Health, Inc. · H1290_025_0
HMO$0 per month$3,9502027 rating not yet published$650
DEVOTED CORE 061 FL (HMO)
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Devoted Health, Inc. · H1290_061_0
HMO$0 per month$3,9002027 rating not yet published$650
DEVOTED DUAL 034 FL (HMO D-SNP)
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Devoted Health, Inc. · H1290_034_0
D-SNP
HMO D-SNP$0 per month$4,4002027 rating not yet published$700
DEVOTED DUAL FULL 100 FL (HMO D-SNP)
Devoted Health, Inc. · H1290_100_0
D-SNP
HMO D-SNP$0 per month$9,8502027 rating not yet published$700
DEVOTED DUAL QMB 052 FL (HMO D-SNP)
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Devoted Health, Inc. · H1290_052_0
D-SNP
HMO D-SNP$0 per month$9,8502027 rating not yet published$700
DEVOTED GIVEBACK 032 FL (HMO)
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Devoted Health, Inc. · H1290_032_0
HMO$0 per month$7,1502027 rating not yet published$650
DEVOTED GIVEBACK EXTRAS 109 FL (HMO)
Devoted Health, Inc. · H1290_109_0
HMO$0 per month$5,4002027 rating not yet published$700
Gold Dialysis & Kidney (HMO-POS C-SNP)
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Gold Kidney Health Plan · H1526_003_0
Chronic or Disabling Condition
HMO-POS C-SNP$0 per month$3,4002027 rating not yet published$0
Gold Heart & Diabetes (HMO-POS C-SNP)
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Gold Kidney Health Plan · H1526_001_0
Chronic or Disabling Condition
HMO-POS C-SNP$0 per month$2,7002027 rating not yet published$0
Gold Heart & Diabetes Plus (HMO-POS C-SNP)
Gold Kidney Health Plan · H1526_012_0
Chronic or Disabling Condition
HMO-POS C-SNP$0 per month$4,1002027 rating not yet published$0
Humana Dual Integrated (HMO D-SNP)
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Humana Inc. · H1036_340_0
D-SNP
HMO D-SNP$0 per month$9,8502027 rating not yet published$700
Humana Dual Integrated (PPO D-SNP)
Humana Inc. · H5216_480_0
D-SNP
PPO D-SNP$0 per month$9,8502027 rating not yet published$150
Humana Dual Select H1036-285 (HMO D-SNP)
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Humana Inc. · H1036_285_0
D-SNP
HMO D-SNP$0 per month$3,4002027 rating not yet published$700
Humana Dual Select H1036-314 (HMO D-SNP)
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Humana Inc. · H1036_314_0
D-SNP
HMO D-SNP$0 per month$3,4002027 rating not yet published$700
Humana Dual Select H5216-394 (PPO D-SNP)
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Humana Inc. · H5216_394_0
D-SNP
PPO D-SNP$0 per month$4,9002027 rating not yet published$50
Humana Essentials Plus Giveback (PPO)
Humana Inc. · H7617_126_0
PPO$0 per month$7,1502027 rating not yet published$700
Humana Gold Plus - Diabetes and Heart (HMO C-SNP)
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Humana Inc. · H1036_311_0
Chronic or Disabling Condition
HMO C-SNP$0 per month$3,3002027 rating not yet published$0
Humana Gold Plus - Diabetes and Heart (HMO C-SNP)
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Humana Inc. · H1036_338_0
Chronic or Disabling Condition
HMO C-SNP$0 per month$2,8502027 rating not yet published$700
Humana Gold Plus Giveback H1036-278 (HMO)
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Humana Inc. · H1036_278_0
HMO$0 per month$4,4002027 rating not yet published$700
Humana Gold Plus H1036-217 (HMO)
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Humana Inc. · H1036_217_0
HMO$0 per month$3,8002027 rating not yet published$700
Humana Gold Plus Lung (HMO C-SNP)
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Humana Inc. · H1036_310_0
Chronic or Disabling Condition
HMO C-SNP$0 per month$3,3002027 rating not yet published$100
Humana Value Choice (PPO)
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Humana Inc. · H5216_072_0
PPO$0 per month$5,6002027 rating not yet published$700
UHC Complete Care FL-14 (HMO-POS C-SNP)
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UnitedHealth Group, Inc. · H1045_048_2
Chronic or Disabling Condition
HMO-POS C-SNP$0 per month$3,4002027 rating not yet published$405
UHC Dual Complete FL-Q1 (PPO D-SNP)
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UnitedHealth Group, Inc. · H1889_002_2
D-SNP
PPO D-SNP$0 per month$9,8502027 rating not yet published$700
UHC Dual Complete FL-Q2 (HMO-POS D-SNP)
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UnitedHealth Group, Inc. · H2509_002_0
D-SNP
HMO-POS D-SNP$0 per month$9,8502027 rating not yet published$75
UHC Dual Complete FL-Q3 (Regional PPO D-SNP)
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UnitedHealth Group, Inc. · R0759_003_0
D-SNP
Regional PPO D-SNP$0 per month$9,8502027 rating not yet published$700
UHC Dual Complete FL-Y8 (HMO-POS D-SNP)
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UnitedHealth Group, Inc. · H2509_003_0
D-SNP
HMO-POS D-SNP$0 per month$9,8502027 rating not yet published$75
Wellcare Simple (HMO-POS)
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Centene Corporation · H1032_199_0
HMO-POS$0 per month$3,0002027 rating not yet published$700
Gold Dialysis & Kidney Complete (HMO-POS C-SNP)
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Gold Kidney Health Plan · H1526_004_0
Chronic or Disabling Condition
HMO-POS C-SNP$7.30 per month$9,2502027 rating not yet published$700
Gold Heart & Diabetes Complete (HMO-POS C-SNP)
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Gold Kidney Health Plan · H1526_002_0
Chronic or Disabling Condition
HMO-POS C-SNP$7.30 per month$9,7502027 rating not yet published$700
UHC Dual Complete FL-Y7 (PPO D-SNP)
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UnitedHealth Group, Inc. · H1889_026_0
D-SNP
PPO D-SNP$7.30 per month$9,8502027 rating not yet published$700
HumanaChoice R5826-074 (Regional PPO)
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Humana Inc. · R5826_074_0
Regional PPO$35 per month$7,5502027 rating not yet published$700
BlueMedicare Select (PPO)
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Guidewell Mutual Holding Corporation · H5434_045_0
PPO$99.50 per month$7,1502027 rating not yet published$700
AARP Medicare Advantage from UHC FL-0031 (Regional PPO)
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UnitedHealth Group, Inc. · R0759_001_0
Regional PPO$127 per month$9,8502027 rating not yet published$685
HumanaChoice R5826-005 (Regional PPO)
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Humana Inc. · R5826_005_0
Regional PPO$161 per month$6,7002027 rating not yet published$700
AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO)
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UnitedHealth Group, Inc. · R0759_002_0
No drug coverage
Regional PPO— per month$9,2502027 rating not yet publishedNo Part D
AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO)
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UnitedHealth Group, Inc. · H2406_130_0
No drug coverage
PPO— per month$8,9002027 rating not yet publishedNo Part D
Aetna Medicare Eagle Giveback (PPO)
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CVS Health Corporation · H5521_306_0
No drug coverage
PPO— per month$7,1502027 rating not yet publishedNo Part D
BlueMedicare Patriot (PPO)
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Guidewell Mutual Holding Corporation · H5434_046_0
No drug coverage
PPO— per month$9,8502027 rating not yet publishedNo Part D
Humana USAA Honor Giveback (HMO)
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Humana Inc. · H1036_290_0
No drug coverage
HMO— per month$6,7002027 rating not yet publishedNo Part D
Humana USAA Honor Giveback (PPO)
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Humana Inc. · H5216_257_0
No drug coverage
PPO— per month$6,0002027 rating not yet publishedNo Part D
Humana USAA Honor Giveback (PPO)
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Humana Inc. · H7617_108_0
No drug coverage
PPO— per month$6,7502027 rating not yet publishedNo Part D
HumanaChoice R5826-018 (Regional PPO)
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Humana Inc. · R5826_018_0
No drug coverage
Regional PPO— per month$7,5502027 rating not yet publishedNo Part D
What the star rating means, and what's not shown yet

What the star rating means. CMS rates every Medicare Advantage contract (the "H" number in the plan ID — all plans under it share the rating) on a 1-to-5 scale each October, from about 40 measures of care quality, member experience, complaints and appeals, customer service and, for plans with drug coverage, drug safety and pricing. The 2027 rating is largely based on performance measured in 2025.

5 Excellent4 Above average3 Average2 Below average1 Poor

Not rated means CMS published no overall rating — usually a contract too new to be measured or with too few members ("not enough data"); it is not a low score. A 5-star contract can be joined outside the normal enrollment windows (the 5-star Special Enrollment Period, Dec 8 – Nov 30). Medicare.gov flags contracts rated below 3 stars for three years running as low-performing. Stars describe the contract's past performance as CMS measured it; they are not a recommendation, and they do not tell you whether a plan's network, drugs or costs fit you.

Premiums and the out-of-pocket maximum are Part A/Part B plan costs as filed; the Part D deductible is the plan's drug deductible. Copays for doctor visits, dental, vision, hearing, over-the-counter and other extra benefits, and each plan's drug list, are not in the 2027 plan list yet — CMS publishes them in late October and this page will show them then.

See this county's current-year plans and full benefits →

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