2027 Medicare Advantage plans in Gem, Idaho
| Plan | Type | Premium / mo | Out-of-pocket max | Overall stars | Part D deductible |
|---|---|---|---|---|---|
| Humana Gold Plus H2486-005 (HMO) See this plan's current-year detail → Humana Inc. · H2486_005_0 No drug coverage | HMO | $0 per month | $6,520 | Not rated | — |
| Humana Total Complete (HMO) See this plan's current-year detail → Humana Inc. · H5619_177_0 No drug coverage | HMO | $0 per month | $6,660 | Not rated | — |
| Humana Value Choice (PPO) See this plan's current-year detail → Humana Inc. · H5216_132_0 No drug coverage | PPO | $0 per month | $7,000 | Not rated | — |
| Humana Value Choice (PPO) See this plan's current-year detail → Humana Inc. · H7617_031_0 No drug coverage | PPO | $0 per month | $7,150 | Not rated | — |
| HumanaChoice - Diabetes and Heart (PPO C-SNP) See this plan's current-year detail → Humana Inc. · H7617_033_0 Chronic or Disabling ConditionNo drug coverage | PPO C-SNP | $0 per month | $9,850 | Not rated | — |
| UHC Complete Care ID-12 (HMO-POS C-SNP) See this plan's current-year detail → UnitedHealth Group, Inc. · H4604_024_0 Chronic or Disabling ConditionNo drug coverage | HMO-POS C-SNP | $0 per month | $7,150 | Not rated | — |
| UHC Dual Complete ID-QV1 (HMO-POS D-SNP) See this plan's current-year detail → UnitedHealth Group, Inc. · H4032_002_0 D-SNPNo drug coverage | HMO-POS D-SNP | $0 per month | $9,850 | Not rated | — |
| UHC Dual Complete ID-YL (HMO-POS D-SNP) UnitedHealth Group, Inc. · H4032_003_0 D-SNPNo drug coverage | HMO-POS D-SNP | $21.20 per month | $9,850 | Not rated | — |
| True Blue Rx 32PSP (HMO) See this plan's current-year detail → Gemstone Holdings, Inc. · H1350_032_0 No drug coverage | HMO | $24 per month | $5,900 | Not rated | — |
| UHC Dual Complete ID-Y1 (HMO-POS D-SNP) See this plan's current-year detail → UnitedHealth Group, Inc. · H4032_001_0 D-SNPNo drug coverage | HMO-POS D-SNP | $26.40 per month | $9,850 | Not rated | — |
| Humana Full Access (PPO) See this plan's current-year detail → Humana Inc. · H7617_028_0 No drug coverage | PPO | $30 per month | $5,900 | Not rated | — |
| UHC Complete Care Support ID-1A (PPO C-SNP) See this plan's current-year detail → UnitedHealth Group, Inc. · H2001_050_0 Chronic or Disabling ConditionNo drug coverage | PPO C-SNP | $45.40 per month | $9,850 | Not rated | — |
| American Health Advantage of Idaho (HMO I-SNP) See this plan's current-year detail → Mitchell Family Office · H4232_003_0 InstitutionalNo drug coverage | HMO I-SNP | $45.50 per month | $7,250 | Not rated | — |
| Molina Medicare Complete Care (HMO D-SNP) See this plan's current-year detail → Molina Healthcare, Inc. · H5628_013_1 D-SNPNo drug coverage | HMO D-SNP | $45.50 per month | $9,850 | Not rated | — |
| True Blue Rx 33 (HMO) See this plan's current-year detail → Gemstone Holdings, Inc. · H1350_033_0 No drug coverage | HMO | $64 per month | $5,900 | Not rated | — |
| AARP Medicare Advantage from UHC ID-0005 (HMO-POS) See this plan's current-year detail → UnitedHealth Group, Inc. · H4604_012_0 No drug coverage | HMO-POS | $65 per month | $6,300 | Not rated | — |
| HumanaChoice H5216-048 (PPO) See this plan's current-year detail → Humana Inc. · H5216_048_0 No drug coverage | PPO | $97 per month | $7,000 | Not rated | — |
| AARP Medicare Advantage Patriot No Rx ID-MA01 (HMO-POS) See this plan's current-year detail → UnitedHealth Group, Inc. · H4604_019_0 No drug coverage | HMO-POS | — per month | $6,700 | Not rated | — |
| Humana USAA Honor Giveback (PPO) See this plan's current-year detail → Humana Inc. · H5216_427_4 No drug coverage | PPO | — per month | $9,150 | Not rated | — |
| Humana USAA Honor Giveback (PPO) See this plan's current-year detail → Humana Inc. · H5216_455_0 No drug coverage | PPO | — per month | $5,100 | Not rated | — |
| Secure Blue Courage (PPO) See this plan's current-year detail → Gemstone Holdings, Inc. · H1302_004_0 No drug coverage | PPO | — per month | $5,200 | Not rated | — |
| True Blue Valor (HMO) See this plan's current-year detail → Gemstone Holdings, Inc. · H1350_006_0 No drug coverage | HMO | — per month | $3,000 | Not rated | — |
What the star rating means, and what's not shown yet
What the star rating means. CMS rates every Medicare Advantage contract (the "H" number in the plan ID — all plans under it share the rating) on a 1-to-5 scale each October, from about 40 measures of care quality, member experience, complaints and appeals, customer service and, for plans with drug coverage, drug safety and pricing. The 2027 rating is largely based on performance measured in 2025.
5 Excellent4 Above average3 Average2 Below average1 Poor
Not rated means CMS published no overall rating — usually a contract too new to be measured or with too few members ("not enough data"); it is not a low score. A 5-star contract can be joined outside the normal enrollment windows (the 5-star Special Enrollment Period, Dec 8 – Nov 30). Medicare.gov flags contracts rated below 3 stars for three years running as low-performing. Stars describe the contract's past performance as CMS measured it; they are not a recommendation, and they do not tell you whether a plan's network, drugs or costs fit you.
Premiums and the out-of-pocket maximum are Part A/Part B plan costs as filed; the Part D deductible is the plan's drug deductible. Copays for doctor visits, dental, vision, hearing, over-the-counter and other extra benefits, and each plan's drug list, are not in the 2027 plan list yet — CMS publishes them in late October and this page will show them then.
Need every 2027 plan as data?The full 2027 plan-design and enrollment files power the Pro export.
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