2027 Medicare Advantage plans in Charles, Maryland
| Plan | Type | Premium / mo | Out-of-pocket max | Overall stars | Part D deductible |
|---|---|---|---|---|---|
| Alterwood Advantage Dual Secure (HMO D-SNP) See this plan's current-year detail → LifeBridge Health, Inc. · H9306_004_0 D-SNPNo drug coverage | HMO D-SNP | $0 per month | $9,250 | Not rated | — |
| Alterwood Advantage Dual Value (HMO D-SNP) See this plan's current-year detail → LifeBridge Health, Inc. · H9306_007_0 D-SNPNo drug coverage | HMO D-SNP | $0 per month | $9,250 | Not rated | — |
| Alterwood Advantage Select (HMO) See this plan's current-year detail → LifeBridge Health, Inc. · H9306_009_1 No drug coverage | HMO | $0 per month | $7,500 | Not rated | — |
| CareFirst BlueCross BlueShield Advantage Essential (PPO) See this plan's current-year detail → CareFirst, Inc. · H7379_001_0 No drug coverage | PPO | $0 per month | $7,151 | Not rated | — |
| Kaiser Permanente Dual Complete Plan 1 MD (HMO D-SNP) See this plan's current-year detail → Kaiser Foundation Health Plan, Inc. · H2172_016_0 D-SNPNo drug coverage | HMO D-SNP | $0 per month | $9,850 | Not rated | — |
| Kaiser Permanente Dual Essential Plan 1 MD (HMO D-SNP) See this plan's current-year detail → Kaiser Foundation Health Plan, Inc. · H2172_018_0 D-SNPNo drug coverage | HMO D-SNP | $0 per month | $9,850 | Not rated | — |
| Kaiser Permanente Medicare Advantage Value 1 MD (HMO) See this plan's current-year detail → Kaiser Foundation Health Plan, Inc. · H2172_025_0 No drug coverage | HMO | $0 per month | $8,200 | Not rated | — |
| UHC Dual Complete MD-S002 (HMO D-SNP) See this plan's current-year detail → UnitedHealth Group, Inc. · H7464_008_1 D-SNPNo drug coverage | HMO D-SNP | $0 per month | $9,850 | Not rated | — |
| UHC Nursing Home Plan EX-F004 (PPO I-SNP) See this plan's current-year detail → UnitedHealth Group, Inc. · H0710_032_0 InstitutionalNo drug coverage | PPO I-SNP | $0 per month | $9,850 | Not rated | — |
| CareFirst BlueCross BlueShield Advantage DualPrime (HMO D-SNP) See this plan's current-year detail → CareFirst, Inc. · H8854_002_0 D-SNPNo drug coverage | HMO D-SNP | $5.70 per month | $9,850 | Not rated | — |
| Kaiser Permanente Medicare Advantage Standard 1 MD (HMO-POS) See this plan's current-year detail → Kaiser Foundation Health Plan, Inc. · H2172_021_0 No drug coverage | HMO-POS | $32 per month | $7,900 | Not rated | — |
| Alterwood Advantage Choice (HMO) See this plan's current-year detail → LifeBridge Health, Inc. · H9306_008_1 No drug coverage | HMO | $35 per month | $7,500 | Not rated | — |
| CareFirst BlueCross BlueShield Advantage Complete (PPO) See this plan's current-year detail → CareFirst, Inc. · H7379_002_0 No drug coverage | PPO | $45 per month | $6,300 | Not rated | — |
| CareFirst BlueCross BlueShield Advantage Signature (PPO) CareFirst, Inc. · H7379_004_1 No drug coverage | PPO | $47 per month | $7,151 | Not rated | — |
| HumanaChoice H5216-387 (PPO) See this plan's current-year detail → Humana Inc. · H5216_387_1 No drug coverage | PPO | $73 per month | $7,550 | Not rated | — |
| Kaiser Permanente Medicare Advantage High MD (HMO-POS) See this plan's current-year detail → Kaiser Foundation Health Plan, Inc. · H2172_002_0 No drug coverage | HMO-POS | $114 per month | $5,700 | Not rated | — |
| Alterwood Advantage Freedom (HMO) See this plan's current-year detail → LifeBridge Health, Inc. · H9306_003_0 No drug coverage | HMO | — per month | $6,500 | Not rated | — |
| CareFirst BlueCross BlueShield Advantage Salute (PPO) See this plan's current-year detail → CareFirst, Inc. · H7379_003_0 No drug coverage | PPO | — per month | $5,900 | Not rated | — |
| Humana USAA Honor Giveback (PPO) See this plan's current-year detail → Humana Inc. · H5216_379_0 No drug coverage | PPO | — per month | $6,750 | Not rated | — |
| Kaiser Permanente Medicare Advantage Liberty (HMO) See this plan's current-year detail → Kaiser Foundation Health Plan, Inc. · H2172_005_0 No drug coverage | HMO | — per month | $5,900 | Not rated | — |
What the star rating means, and what's not shown yet
What the star rating means. CMS rates every Medicare Advantage contract (the "H" number in the plan ID — all plans under it share the rating) on a 1-to-5 scale each October, from about 40 measures of care quality, member experience, complaints and appeals, customer service and, for plans with drug coverage, drug safety and pricing. The 2027 rating is largely based on performance measured in 2025.
5 Excellent4 Above average3 Average2 Below average1 Poor
Not rated means CMS published no overall rating — usually a contract too new to be measured or with too few members ("not enough data"); it is not a low score. A 5-star contract can be joined outside the normal enrollment windows (the 5-star Special Enrollment Period, Dec 8 – Nov 30). Medicare.gov flags contracts rated below 3 stars for three years running as low-performing. Stars describe the contract's past performance as CMS measured it; they are not a recommendation, and they do not tell you whether a plan's network, drugs or costs fit you.
Premiums and the out-of-pocket maximum are Part A/Part B plan costs as filed; the Part D deductible is the plan's drug deductible. Copays for doctor visits, dental, vision, hearing, over-the-counter and other extra benefits, and each plan's drug list, are not in the 2027 plan list yet — CMS publishes them in late October and this page will show them then.
Need every 2027 plan as data?The full 2027 plan-design and enrollment files power the Pro export.
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