2027 Medicare Advantage plans in Middlesex, Massachusetts
| Plan | Type | Premium / mo | Out-of-pocket max | Overall stars | Part D deductible | OTC allowance | Supplemental benefits reported |
|---|---|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC MA-0003 (HMO-POS) View this plan's 2026 version → UnitedHealth Group, Inc. · H5253_157_2 | HMO-POS | $0 per month | $7,150 | 2027 rating not yet published | $685 | — | Vision exam Hearing exam Hearing aids Meals |
| Aetna Medicare Elite (PPO) View this plan's 2026 version → CVS Health Corporation · H5521_451_0 | PPO | $0 per month | $7,150 | 2027 rating not yet published | $400 | — | Vision exam Eyewear Hearing exam Hearing aids Telehealth |
| Aetna Medicare Signature (HMO-POS) View this plan's 2026 version → CVS Health Corporation · H5793_018_0 | HMO-POS | $0 per month | $7,150 | 2027 rating not yet published | $700 | $15 | Vision exam Eyewear Hearing exam Hearing aids OTC allowance Telehealth |
| Aetna Medicare Signature Extra (PPO) View this plan's 2026 version → CVS Health Corporation · H5521_159_0 | PPO | $0 per month | $7,150 | 2027 rating not yet published | $700 | — | Vision exam Eyewear Hearing exam Hearing aids Telehealth |
| Fallon Medicare Plus Orange (HMO) Fallon Community Health Plan, Inc. · H9001_041_19 | HMO | $0 per month | $9,850 | 2027 rating not yet published | $595 | — | Vision exam Eyewear Hearing exam Hearing aids Telehealth |
| Mass General Brigham Advantage Core (HMO-POS) Mass General Brigham Incorporated · H6847_002_0 | HMO-POS | $0 per month | $7,150 | 2027 rating not yet published | $700 | — | Vision exam Eyewear Hearing exam Hearing aids Transportation Telehealth |
| Mass General Brigham SCO (HMO D-SNP) View this plan's 2026 version → Mass General Brigham Incorporated · H0777_001_0 D-SNP | HMO D-SNP | $0 per month | $9,850 | 2027 rating not yet published | $370 | $275 | Vision exam Eyewear OTC allowance Food / produce |
| Medicare HMO Blue SaverRx (HMO-POS) View this plan's 2026 version → Blue Cross and Blue Shield of Massachusetts, Inc. · H2261_024_0 | HMO-POS | $0 per month | $9,200 | 2027 rating not yet published | $500 | $25 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing exam Hearing aids OTC allowance Meals Telehealth |
| Molina One Care (HMO D-SNP) View this plan's 2026 version → Molina Healthcare, Inc. · H4371_001_0 D-SNP | HMO D-SNP | $0 per month | $8,500 | 2027 rating not yet published | $90 | — | Telehealth |
| Senior Whole Health SCO (HMO D-SNP) View this plan's 2026 version → Molina Healthcare, Inc. · H2224_001_0 D-SNP | HMO D-SNP | $0 per month | $9,850 | 2027 rating not yet published | $90 | $155 | Eyewear OTC allowance Acupuncture Telehealth Food / produce Utilities support |
| Tufts Medicare Preferred HMO Smart Saver Rx (HMO) Point32Health, Inc. · H2256_047_1 | HMO | $0 per month | $7,150 | 2027 rating not yet published | $700 | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing exam Hearing aids Acupuncture Chiropractic Telehealth |
| UHC One Care MA-YL (HMO D-SNP) View this plan's 2026 version → UnitedHealth Group, Inc. · H4610_002_0 D-SNP | HMO D-SNP | $0 per month | $9,850 | 2027 rating not yet published | $75 | — | none reported |
| UHC Senior Care Options MA-Y001 (HMO D-SNP) View this plan's 2026 version → UnitedHealth Group, Inc. · H2226_001_0 D-SNP | HMO D-SNP | $0 per month | $9,850 | 2027 rating not yet published | $700 | Reported | Hearing exam OTC allowance Food / produce Utilities support |
| eternalHealth Forever (HMO) View this plan's 2026 version → Eternal Health of Delaware, Inc. · H1280_001_0 | HMO | $0 per month | $6,000 | 2027 rating not yet published | $250 | $60 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing exam Hearing aids Transportation OTC allowance Meals Telehealth Food / produce |
| eternalHealth Freedom (PPO) View this plan's 2026 version → Eternal Health of Delaware, Inc. · H2694_001_0 | PPO | $0 per month | $6,500 | 2027 rating not yet published | $275 | $50 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing exam Hearing aids Transportation OTC allowance Meals Acupuncture Chiropractic Telehealth |
| eternalHealth Give Back (PPO) View this plan's 2026 version → Eternal Health of Delaware, Inc. · H2694_002_0 | PPO | $0 per month | $6,500 | 2027 rating not yet published | $400 | $45 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing exam Hearing aids Transportation OTC allowance Meals Telehealth Food / produce |
| UHC Senior Care Options MA-YL (HMO D-SNP) View this plan's 2026 version → UnitedHealth Group, Inc. · H2226_003_0 D-SNP | HMO D-SNP | $17.20 per month | $9,850 | 2027 rating not yet published | $700 | Reported | Hearing exam OTC allowance Food / produce Utilities support |
| Tufts Health One Care (HMO D-SNP) View this plan's 2026 version → Point32Health, Inc. · H5314_001_0 D-SNP | HMO D-SNP | $18.50 per month | $9,850 | 2027 rating not yet published | $700 | — | Telehealth |
| UHC One Care MA-Y3 (HMO D-SNP) View this plan's 2026 version → UnitedHealth Group, Inc. · H4610_001_0 D-SNP | HMO D-SNP | $20.20 per month | $9,850 | 2027 rating not yet published | $550 | — | none reported |
| Tufts Health Plan Senior Care Options CW (HMO D-SNP) View this plan's 2026 version → Point32Health, Inc. · H8330_002_0 D-SNP | HMO D-SNP | $22.10 per month | $9,850 | 2027 rating not yet published | $700 | Reported | OTC allowance Telehealth |
| NaviCare (HMO D-SNP) Fallon Community Health Plan, Inc. · H8928_002_0 D-SNP | HMO D-SNP | $22.70 per month | $9,850 | 2027 rating not yet published | $700 | $375 | Eyewear Transportation OTC allowance Acupuncture Telehealth Food / produce |
| NaviCare NHC (HMO D-SNP) View this plan's 2026 version → Fallon Community Health Plan, Inc. · H8928_001_0 D-SNP | HMO D-SNP | $25.20 per month | $9,850 | 2027 rating not yet published | $700 | $375 | Eyewear Transportation OTC allowance Acupuncture Telehealth Food / produce |
| Tufts Health One Care CW (HMO D-SNP) View this plan's 2026 version → Point32Health, Inc. · H5314_002_0 D-SNP | HMO D-SNP | $25.30 per month | $9,850 | 2027 rating not yet published | $700 | — | Telehealth |
| Tufts Health Plan Senior Care Options (HMO D-SNP) View this plan's 2026 version → Point32Health, Inc. · H8330_001_0 D-SNP | HMO D-SNP | $30.30 per month | $9,850 | 2027 rating not yet published | $700 | Reported | OTC allowance Telehealth |
| CCA One Care (HMO D-SNP) View this plan's 2026 version → CareSource · H1486_001_0 D-SNP | HMO D-SNP | $33.80 per month | $8,390 | 2027 rating not yet published | $700 | — | Telehealth |
| CCA Senior Care Options (HMO D-SNP) View this plan's 2026 version → CareSource · H2225_001_0 D-SNP | HMO D-SNP | $33.80 per month | $9,850 | 2027 rating not yet published | $700 | $433 | Eyewear OTC allowance Telehealth Food / produce Utilities support |
| Senior Whole Health SCO NHC (HMO D-SNP) View this plan's 2026 version → Molina Healthcare, Inc. · H2224_003_0 D-SNP | HMO D-SNP | $33.80 per month | $9,850 | 2027 rating not yet published | $700 | $160 | Eyewear OTC allowance Acupuncture Telehealth Food / produce Utilities support |
| Mass General Brigham One Care (HMO D-SNP) View this plan's 2026 version → Mass General Brigham Incorporated · H1611_001_0 D-SNP | HMO D-SNP | $34.70 per month | $9,850 | 2027 rating not yet published | $700 | — | none reported |
| Mass General Brigham Advantage Secure (HMO-POS) View this plan's 2026 version → Mass General Brigham Incorporated · H6847_001_0 | HMO-POS | $60 per month | $5,000 | 2027 rating not yet published | $700 | $30 | Comprehensive dental Vision exam Eyewear Hearing exam Hearing aids Transportation OTC allowance Telehealth |
| Medicare HMO Blue ValueRx (HMO) Blue Cross and Blue Shield of Massachusetts, Inc. · H2261_026_0 | HMO | $68 per month | $3,750 | 2027 rating not yet published | $500 | — | Vision exam Eyewear Hearing exam Hearing aids Meals Telehealth |
| Medicare PPO Blue EssentialRx (PPO) View this plan's 2026 version → Blue Cross and Blue Shield of Massachusetts, Inc. · H2230_019_0 | PPO | $69 per month | $9,850 | 2027 rating not yet published | $700 | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing exam Hearing aids Meals Telehealth |
| AARP Medicare Advantage from UHC MA-0006 (PPO) View this plan's 2026 version → UnitedHealth Group, Inc. · H8768_055_2 | PPO | $75 per month | $7,150 | 2027 rating not yet published | $685 | — | Vision exam Eyewear Hearing exam Hearing aids |
| Aetna Medicare Enhanced (PPO) CVS Health Corporation · H5521_761_0 | PPO | $79 per month | $6,750 | 2027 rating not yet published | $500 | — | Comprehensive dental Vision exam Eyewear Hearing exam Hearing aids Meals Telehealth |
| Tufts Medicare Preferred HMO Basic Rx (HMO) View this plan's 2026 version → Point32Health, Inc. · H2256_026_2 | HMO | $82 per month | $4,500 | 2027 rating not yet published | $200 | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing exam Hearing aids Transportation Acupuncture Chiropractic Telehealth |
| Fallon Medicare Plus Green (HMO) Fallon Community Health Plan, Inc. · H9001_030_19 | HMO | $83 per month | $6,000 | 2027 rating not yet published | $300 | $175 | Vision exam Eyewear Hearing exam Hearing aids OTC allowance Telehealth |
| Medicare HMO Blue FlexRx (HMO-POS) Blue Cross and Blue Shield of Massachusetts, Inc. · H2261_025_0 | HMO-POS | $119 per month | $4,100 | 2027 rating not yet published | $500 | — | Vision exam Eyewear Hearing exam Hearing aids Meals Telehealth |
| Mass General Brigham Advantage Plus (HMO-POS) Mass General Brigham Incorporated · H6847_003_0 | HMO-POS | $180 per month | $4,500 | 2027 rating not yet published | $700 | $65 | Comprehensive dental Vision exam Eyewear Hearing exam Hearing aids Transportation OTC allowance Telehealth |
| Fallon Medicare Plus Blue (HMO) Fallon Community Health Plan, Inc. · H9001_031_19 | HMO | $185 per month | $3,400 | 2027 rating not yet published | $0 | — | Vision exam Eyewear Hearing exam Hearing aids Telehealth |
| Tufts Medicare Preferred HMO Value Rx (HMO) View this plan's 2026 version → Point32Health, Inc. · H2256_018_7 | HMO | $185 per month | $4,200 | 2027 rating not yet published | $200 | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing exam Hearing aids Transportation Acupuncture Chiropractic Telehealth |
| Tufts Medicare Preferred HMO Prime Rx (HMO) View this plan's 2026 version → Point32Health, Inc. · H2256_015_2 | HMO | $214 per month | $3,850 | 2027 rating not yet published | $0 | — | Vision exam Eyewear Hearing exam Hearing aids Transportation Acupuncture Chiropractic Telehealth |
| Tufts Medicare Preferred PPO RX (PPO) Point32Health, Inc. · H9907_003_0 | PPO | $220 per month | $7,150 | 2027 rating not yet published | $700 | — | Vision exam Hearing exam Chiropractic Telehealth |
| Medicare HMO Blue PlusRx (HMO) View this plan's 2026 version → Blue Cross and Blue Shield of Massachusetts, Inc. · H2261_005_0 | HMO | $245 per month | $3,800 | 2027 rating not yet published | $500 | — | Vision exam Eyewear Hearing exam Hearing aids Meals Telehealth |
| Tufts Medicare Preferred HMO Prime Rx Plus (HMO) View this plan's 2026 version → Point32Health, Inc. · H2256_001_2 | HMO | $252 per month | $3,850 | 2027 rating not yet published | $0 | — | Vision exam Eyewear Hearing exam Hearing aids Transportation Acupuncture Chiropractic Telehealth |
| Medicare PPO Blue PlusRx (PPO) View this plan's 2026 version → Blue Cross and Blue Shield of Massachusetts, Inc. · H2230_002_0 | PPO | $300 per month | $4,200 | 2027 rating not yet published | $500 | — | Vision exam Eyewear Hearing exam Hearing aids Meals Telehealth |
| AARP Medicare Advantage Patriot No Rx MA-MA01 (PPO) View this plan's 2026 version → UnitedHealth Group, Inc. · H8768_045_0 No drug coverage | PPO | — per month | $7,150 | 2027 rating not yet published | No Part D | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing exam Hearing aids OTC allowance |
| AARP Medicare Advantage Patriot No Rx MA-MA2 (HMO-POS) UnitedHealth Group, Inc. · H5253_225_0 No drug coverage | HMO-POS | — per month | $7,150 | 2027 rating not yet published | No Part D | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing exam Hearing aids OTC allowance Meals |
| Aetna Medicare Eagle Giveback (PPO) View this plan's 2026 version → CVS Health Corporation · H5521_296_0 No drug coverage | PPO | — per month | $7,150 | 2027 rating not yet published | No Part D | $90 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing exam Hearing aids OTC allowance Meals Telehealth |
| Fallon Medicare Plus Saver No Rx (HMO) View this plan's 2026 version → Fallon Community Health Plan, Inc. · H9001_039_0 No drug coverage | HMO | — per month | $6,700 | 2027 rating not yet published | No Part D | $250 | Vision exam Eyewear Hearing exam Hearing aids Transportation OTC allowance Telehealth |
| Tufts Medicare Preferred HMO Prime No Rx (HMO) View this plan's 2026 version → Point32Health, Inc. · H2256_016_2 No drug coverage | HMO | — per month | $3,850 | 2027 rating not yet published | No Part D | — | Vision exam Eyewear Hearing exam Hearing aids Transportation Acupuncture Chiropractic Telehealth |
| Tufts Medicare Preferred HMO Value No Rx (HMO) View this plan's 2026 version → Point32Health, Inc. · H2256_019_7 No drug coverage | HMO | — per month | $4,200 | 2027 rating not yet published | No Part D | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing exam Hearing aids Transportation Acupuncture Chiropractic Telehealth |
What the star rating means, and what's not shown yet
What the star rating means. CMS rates every Medicare Advantage contract (the "H" number in the plan ID — all plans under it share the rating) on a 1-to-5 scale each October, from about 40 measures of care quality, member experience, complaints and appeals, customer service and, for plans with drug coverage, drug safety and pricing. The 2027 rating is largely based on performance measured in 2025.
5 Excellent4 Above average3 Average2 Below average1 Poor
Not rated means CMS published no overall rating — usually a contract too new to be measured or with too few members ("not enough data"); it is not a low score. A 5-star contract can be joined outside the normal enrollment windows (the 5-star Special Enrollment Period, Dec 8 – Nov 30). Medicare.gov flags contracts rated below 3 stars for three years running as low-performing. Stars describe the contract's past performance as CMS measured it; they are not a recommendation, and they do not tell you whether a plan's network, drugs or costs fit you.
Premiums and the out-of-pocket maximum are Part A/Part B plan costs as filed; the Part D deductible is the plan's drug deductible. Supplemental benefits (dental, vision, hearing, over-the-counter, transportation, meals and the rest) come from each plan's approved 2027 bid. A benefit listed here is one the bid reports; an allowance shown as Reported is offered with no dollar amount published. Visit copays and each plan's drug list are not in these files yet.
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