Montgomery County, Alabama — 2026 Medicare Advantage plans
60 individual Medicare Advantage plan segments from 8 parent organizations are filed for Montgomery County for 2026, per CMS public files. This page reports what was filed; it does not rank or recommend plans.
CMS public dataReported, not recommendedNo broker influenceNo paid placementDirect from CMS sources
60plans filed +5 vs prior year
31with a $0 premium +6 vs prior year
$6,600median in-network MOOP −$100 vs prior year
26on 4-star or better contracts
54report comprehensive dental
44report an OTC allowance
Quick filters:
| Plan | Type | Premium | In-network MOOP | Part D deductible | Star rating | OTC allowance | Supplemental benefits reported |
|---|---|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC AL-0001 (HMO-POS) UnitedHealth Group, Inc. · H0432-003-000 · SoB ✓ | HMO-POS | $0 | $6,700 | $600 | 3.5out of 5 stars, Average | — | Vision exam Eyewear Hearing aids Meals |
| AARP Medicare Advantage from UHC AL-0003 (HMO-POS) UnitedHealth Group, Inc. · H2802-041-000 · SoB ✓ | HMO-POS | $0 | $5,900 | $440 | 4.0out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| AARP Medicare Advantage from UHC AL-0004 (PPO) UnitedHealth Group, Inc. · H1889-015-000 · SoB ✓ | PPO | $0 | $6,700 | $600 | 4.0out of 5 stars, Above average | — | Vision exam Eyewear Hearing aids Meals |
| Aetna Medicare Dual Care (HMO D-SNP) CVS Health Corporation · H3239-010-000 · SoB ✓ | HMO D-SNP | $0 | $9,250 | $615 | 3.5out of 5 stars, Average | $40 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Aetna Medicare Dual Extra Care (HMO D-SNP) CVS Health Corporation · H3239-002-000 · SoB ✓ | HMO D-SNP | $0 | $9,250 | $615 | 3.5out of 5 stars, Average | $120 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Aetna Medicare Full Dual Care (HMO D-SNP) CVS Health Corporation · H3239-026-000 · SoB ✓ | HMO D-SNP | $0 | $9,250 | $615 | 3.5out of 5 stars, Average | $150 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Aetna Medicare Signature Care (HMO) CVS Health Corporation · H3239-020-000 · SoB ✓ | HMO | $0 | $6,750 | $615 | 3.5out of 5 stars, Average | $30 | Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| Blue Advantage Choice (PPO) BlueCross BlueShield of Alabama · H0104-016-000 · SoB | PPO | $0 | $6,150 | $325 | 3.5out of 5 stars, Average | — | Preventive dental Vision exam Eyewear Hearing aids |
| DEVOTED C-SNP CHOICE 008 AL (PPO C-SNP) Devoted Health, Inc. · H9888-008-000 · SoB ✓ | PPO C-SNP | $0 | $6,500 | $395 | 3.5out of 5 stars, Average | $120 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
| DEVOTED CHOICE 001 AL (PPO) Devoted Health, Inc. · H9888-001-000 · SoB ✓ | PPO | $0 | $6,200 | $375 | 3.5out of 5 stars, Average | $100 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
| DEVOTED CHOICE GIVEBACK 005 AL (PPO) Devoted Health, Inc. · H9888-005-000 · SoB ✓ | PPO | $0 | $7,900 | $605 | 3.5out of 5 stars, Average | $107 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
| DEVOTED CORE 001 AL (HMO) Devoted Health, Inc. · H3080-001-000 · SoB ✓ | HMO | $0 | $5,500 | $375 | 3.5out of 5 stars, Average | $75 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
| DEVOTED GIVEBACK 002 AL (HMO) Devoted Health, Inc. · H3080-002-000 · SoB ✓ | HMO | $0 | $6,750 | $605 | 3.5out of 5 stars, Average | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids |
| HealthSpring Preferred (HMO) Health Care Service Corporation · H4513-077-004 · SoB ✓ | HMO | $0 | $4,900 | $200 | 4.0out of 5 stars, Above average | $25 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| HealthSpring Preferred AL (HMO) Health Care Service Corporation · H4513-046-001 · SoB ✓ | HMO | $0 | $6,900 | $590 | 4.0out of 5 stars, Above average | $40 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| HealthSpring True Choice (PPO) Health Care Service Corporation · H7849-143-000 · SoB ✓ | PPO | $0 | $6,800 | $250 | 3.0out of 5 stars, Average | $25 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| Humana Dual Select H4461-077 (HMO D-SNP) Humana Inc. · H4461-077-000 · SoB ✓ | HMO D-SNP | $0 | $9,250 | $540 | 4.0out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Humana Gold Plus H4461-078 (HMO) Humana Inc. · H4461-078-000 · SoB ✓ | HMO | $0 | $6,100 | $590 | 4.0out of 5 stars, Above average | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Meals |
| Humana Gold Plus H5619-089 (HMO) Humana Inc. · H5619-089-000 · SoB ✓ | HMO | $0 | $6,750 | $615 | 3.0out of 5 stars, Average | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Meals |
| Humana Gold Plus SNP-DE H4461-074 (HMO D-SNP) Humana Inc. · H4461-074-000 · SoB ✓ | HMO D-SNP | $0 | $9,250 | $565 | 4.0out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Humana Gold Plus SNP-DE H4461-076 (HMO D-SNP) Humana Inc. · H4461-076-000 · SoB ✓ | HMO D-SNP | $0 | $9,250 | $615 | 4.0out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| HumanaChoice H5216-269 (PPO) Humana Inc. · H5216-269-000 · SoB ✓ | PPO | $0 | $4,000 | $590 | 3.5out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| HumanaChoice H7617-091 (PPO) Humana Inc. · H7617-091-000 · SoB ✓ | PPO | $0 | $4,000 | $590 | 4.5out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| UHC Complete Care AL-5 (HMO-POS C-SNP) UnitedHealth Group, Inc. · H0432-017-000 · SoB ✓ | HMO-POS C-SNP | $0 | $5,900 | $440 | 3.5out of 5 stars, Average | Reported | Vision exam Eyewear Hearing aids OTC allowance Meals |
| VIVA Medicare Plus (HMO) Triton Health Systems, L.L.C. · H0154-015-001 · SoB | HMO | $0 | $9,250 | $350 | 4.0out of 5 stars, Above average | $30 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
| HumanaChoice SNP-DE H5216-370 (PPO D-SNP) Humana Inc. · H5216-370-000 · SoB ✓ | PPO D-SNP | $1.40 | $9,250 | $615 | 3.5out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| HealthSpring TotalCare (HMO D-SNP) Health Care Service Corporation · H4513-055-000 · SoB ✓ | HMO D-SNP | $3.30 | $5,900 | $615 | 4.0out of 5 stars, Above average | $200 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| UHC Dual Complete AL-D001 (HMO-POS D-SNP) UnitedHealth Group, Inc. · H0432-009-000 · SoB ✓ | HMO-POS D-SNP | $3.30 | $9,250 | $615 | 3.5out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Humana Dual Select H5619-093 (HMO D-SNP) Humana Inc. · H5619-093-000 · SoB ✓ | HMO D-SNP | $4 | $9,250 | $615 | 3.0out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| HealthSpring TotalCare Plus (HMO D-SNP) Health Care Service Corporation · H4513-063-000 · SoB ✓ | HMO D-SNP | $6.50 | $5,000 | $615 | 4.0out of 5 stars, Above average | $300 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| UHC Dual Complete AL-S1 (HMO-POS D-SNP) UnitedHealth Group, Inc. · H2802-064-000 · SoB ✓ | HMO-POS D-SNP | $14.80 | $9,250 | $615 | 4.0out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| UHC Dual Complete AL-D002 (PPO D-SNP) UnitedHealth Group, Inc. · H1889-009-000 · SoB ✓ | PPO D-SNP | $17.30 | $9,250 | $615 | 4.0out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| HealthSpring Preferred Plus (HMO) Health Care Service Corporation · H4513-087-004 · SoB ✓ | HMO | $20 | $4,750 | $200 | 4.0out of 5 stars, Above average | $25 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Humana Gold Plus H4461-079 (HMO) Humana Inc. · H4461-079-000 · SoB ✓ | HMO | $20 | $4,450 | $615 | 4.0out of 5 stars, Above average | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Meals |
| HumanaChoice H5216-368 (PPO) Humana Inc. · H5216-368-000 · SoB ✓ | PPO | $20 | $3,000 | $615 | 3.5out of 5 stars, Average | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Meals |
| HumanaChoice H7617-090 (PPO) Humana Inc. · H7617-090-000 · SoB ✓ | PPO | $20 | $3,000 | $615 | 4.5out of 5 stars, Above average | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Meals |
| DEVOTED DUAL PLUS 003 AL (HMO D-SNP) Devoted Health, Inc. · H3080-003-000 · SoB ✓ | HMO D-SNP | $20.30 | $9,250 | $615 | 3.5out of 5 stars, Average | $50 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
| UHC Nursing Home Plan EX-F001 (PPO I-SNP) UnitedHealth Group, Inc. · H0710-004-000 · SoB ✓ | PPO I-SNP | $22.50 | $9,250 | $615 | 4.5out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance |
| UHC Dual Complete AL-V002 (HMO-POS D-SNP) UnitedHealth Group, Inc. · H2802-044-000 · SoB ✓ | HMO-POS D-SNP | $25.80 | $5,900 | $615 | 4.0out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| DEVOTED C-SNP CHOICE PLUS 012 AL (PPO C-SNP) Devoted Health, Inc. · H9888-012-000 · SoB ✓ | PPO C-SNP | $27.70 | $9,250 | $615 | 3.5out of 5 stars, Average | $50 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
| DEVOTED C-SNP CHOICE PREMIUM 009 AL (PPO C-SNP) Devoted Health, Inc. · H9888-009-000 · SoB ✓ | PPO C-SNP | $27.70 | $6,500 | $615 | 3.5out of 5 stars, Average | $50 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
| DEVOTED DUAL 004 AL (HMO D-SNP) Devoted Health, Inc. · H3080-004-000 · SoB ✓ | HMO D-SNP | $27.70 | $5,900 | $615 | 3.5out of 5 stars, Average | $50 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
| DEVOTED DUAL CHOICE FULL 013 AL (PPO D-SNP) Devoted Health, Inc. · H9888-013-000 · SoB ✓ | PPO D-SNP | $27.70 | $9,250 | $615 | 3.5out of 5 stars, Average | $50 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
| Humana Value Plus H5216-179 (PPO) Humana Inc. · H5216-179-000 · SoB ✓ | PPO | $27.70 | $3,000 | $615 | 3.5out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Humana Value Plus H7617-089 (PPO) Humana Inc. · H7617-089-000 · SoB ✓ | PPO | $27.70 | $3,000 | $615 | 4.5out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Simpra Advantage Dual Care (PPO D-SNP) Associated Care Ventures, Inc. · H4091-002-000 · SoB | PPO D-SNP | $27.70 | $9,250 | $615 | Not rated | $235 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance |
| Simpra Advantage Nursing Home Plan (PPO I-SNP) Associated Care Ventures, Inc. · H4091-001-000 · SoB | PPO I-SNP | $27.70 | $8,600 | $615 | Not rated | $300 | Vision exam Eyewear Hearing aids Transportation OTC allowance |
| VIVA Medicare Extra Value (HMO D-SNP) Triton Health Systems, L.L.C. · H0154-012-000 · SoB | HMO D-SNP | $27.70 | $6,750 | $615 | 4.0out of 5 stars, Above average | $50 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance |
| AARP Medicare Advantage from UHC AL-6 (HMO-POS) UnitedHealth Group, Inc. · H2802-079-000 · SoB ✓ | HMO-POS | $31 | $4,900 | $440 | 4.0out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| Blue Advantage Complete (PPO) BlueCross BlueShield of Alabama · H0104-012-000 · SoB | PPO | $35.50 | $5,900 | $200 | 3.5out of 5 stars, Average | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids |
| AARP Medicare Advantage from UHC AL-0002 (HMO-POS) UnitedHealth Group, Inc. · H0432-004-000 · SoB ✓ | HMO-POS | $40 | $5,400 | $440 | 3.5out of 5 stars, Average | — | Vision exam Eyewear Hearing aids Meals |
| Simpra Advantage Assist (PPO I-SNP) Associated Care Ventures, Inc. · H4091-003-000 · SoB | PPO I-SNP | $81 | $6,700 | $150 | Not rated | $235 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
| VIVA Medicare Premier (HMO) Triton Health Systems, L.L.C. · H0154-011-000 · SoB | HMO | $99 | $6,500 | $200 | 4.0out of 5 stars, Above average | $70 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
| Blue Advantage Premier (PPO) BlueCross BlueShield of Alabama · H0104-015-000 · SoB | PPO | $163 | $2,900 | $0 | 3.5out of 5 stars, Average | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids |
| AARP Medicare Advantage Patriot No Rx AL-MA01 (HMO-POS) UnitedHealth Group, Inc. · H0432-012-000 · SoB ✓ | HMO-POS | — | $5,900 | — | 3.5out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| DEVOTED CHOICE MA ONLY 007 AL (PPO) Devoted Health, Inc. · H9888-007-000 · SoB ✓ | PPO | — | $7,900 | — | 3.5out of 5 stars, Average | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids |
| HealthSpring Courage (HMO) Health Care Service Corporation · H4513-045-000 · SoB ✓ | HMO | — | $5,750 | — | 4.0out of 5 stars, Above average | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Meals |
| Humana USAA Honor Giveback (HMO) Humana Inc. · H4461-075-000 · SoB ✓ | HMO | — | $4,150 | — | 4.0out of 5 stars, Above average | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Meals |
| Humana USAA Honor Giveback (PPO) Humana Inc. · H5216-236-000 · SoB ✓ | PPO | — | $4,150 | — | 3.5out of 5 stars, Average | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Meals |
| VIVA Medicare Select (HMO) Triton Health Systems, L.L.C. · H0154-008-000 · SoB | HMO | — | $9,250 | — | 4.0out of 5 stars, Above average | $40 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
What the star rating means. CMS rates every Medicare Advantage contract (the "H" number in the plan ID — all plans under it share the rating) on a 1-to-5 scale each October, from about 40 measures of care quality, member experience, complaints and appeals, customer service and, for plans with drug coverage, drug safety and pricing. The 2026 rating is largely based on performance measured in 2024.
5 Excellent4 Above average3 Average2 Below average1 Poor
Not rated means CMS published no overall rating — usually a contract too new to be measured or with too few members ("not enough data"); it is not a low score. A 5-star contract can be joined outside the normal enrollment windows (the 5-star Special Enrollment Period, Dec 8 – Nov 30). Medicare.gov flags contracts rated below 3 stars for three years running as low-performing. Stars describe the contract's past performance as CMS measured it; they are not a recommendation, and they do not tell you whether a plan's network, drugs or costs fit you.
How to read this table
Yes — the plan's approved bid reports the benefit. No — the bid reports it is not offered. — — CMS did not publish a value for this field; that is not the same as No. Reported under an allowance column means the benefit is offered but CMS published no dollar amount. Premium is the CMS consolidated monthly premium (Part C + Part D). MOOP is the in-network maximum out-of-pocket. Star rating is the contract's overall rating in the CMS file used for this build. SNP plans (D-SNP, C-SNP, I-SNP) are limited to people who meet the plan's eligibility rules. A plan's own Summary of Benefits and Evidence of Coverage govern the details.
Click a column header to sort. On small screens the Part D deductible and OTC columns are hidden; open a plan for the full record.
Is a drug covered by plans in Montgomery County?
Before enrolling or making a coverage decision, confirm current details with the plan, Medicare.gov, your State Health Insurance Assistance Program (SHIP), or 1-800-MEDICARE (1-800-633-4227, TTY 1-877-486-2048). MedicareBenefits.care reports CMS-filed data and does not verify provider networks, pharmacy participation, or final plan terms.
Download all 60 Montgomery County plans as CSVEvery column on this page plus the 14 benefit flags and published allowances — part of Pro, $99/month or $990/year.