What a Medicare agent can be paid in 2027 — and what CMS does and doesn’t publish
Three layers, three sources, each labelled with what it can and cannot tell you: the CMS compensation cap, what each organization filed for every plan, and — for whether a plan actually pays you — your own carrier grid, read entirely in your browser.
Layer 1 · The ceiling — what the law allows
CMS publishes fair-market-value maximums each year. For CY2027 (HPMS memo, June 1, 2026; the pre-CY2025 methodology governs after the August 2025 court ruling):
| Region | Initial year | Renewal years | Referral |
|---|---|---|---|
| National (MA & 1876 Cost) | $725 | $363 | $100 |
| CT, PA, DC | $816 | $408 | $100 |
| CA, NJ | $902 | $451 | $100 |
| PR, U.S. Virgin Islands | $495 | $248 | $100 |
| PDP (national) | $130 | $65 | $25 |
Layer 2 · What the plan filed — attested to CMS by July 31
Every organization reports the rates or rate ranges it will pay, per plan, attested by its CEO, COO or CFO and frozen after the last Friday in July. CMS posts the file before AEP; this page carries all 5,521 MA and Cost plans from it, 114 with a signal flag.
Layer 3 · What actually pays — your grid, your browser
CMS collects plan-level $0-compensation flags from carriers and does not publish them (HPMS memo, June 1, 2026). Until that changes, the only authority on whether a specific plan pays you is your carrier and FMO communications. So bring yours:
Loading the filed-compensation data…
Provenance
- Caps: CMS HPMS memo, Contract Year 2027 Agent and Broker Compensation Rates, June 1, 2026.
- Filings: CY2027 CMS Agent-Broker Compensation Data (cms.gov, posted October 28, 2026), loaded with a recorded checksum — see the source ledger.
- Your grid: yours. Never transmitted, never stored, never shown to anyone else.