Ramsey County, Minnesota — 2026 Medicare Advantage plans
39 individual Medicare Advantage plan segments from 7 parent organizations are filed for Ramsey County for 2026, per CMS public files. This page reports what was filed; it does not rank or recommend plans.
CMS public dataReported, not recommendedNo broker influenceNo paid placementDirect from CMS sources
39plans filed −15 vs prior year
16with a $0 premium −5 vs prior year
$5,900median in-network MOOP +$1,400 vs prior year
25on 4-star or better contracts
28report comprehensive dental
30report an OTC allowance
Quick filters:
| Plan | Type | Premium | In-network MOOP | Part D deductible | Star rating | OTC allowance | Supplemental benefits reported |
|---|---|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC MN-0001 (PPO) UnitedHealth Group, Inc. · H2001-116-000 · SoB ✓ | PPO | $0 | $6,700 | $600 | 4.5out of 5 stars, Above average | Reported | Vision exam Eyewear Hearing aids OTC allowance Meals |
| Allina Health Aetna Medicare Chronic (PPO C-SNP) Allina Health and Aetna Insurance Holding Company · H3219-015-000 · SoB | PPO C-SNP | $0 | $6,350 | $615 | 4.0out of 5 stars, Above average | $40 | Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
| Allina Health Aetna Medicare Signature (PPO) Allina Health and Aetna Insurance Holding Company · H3219-001-000 · SoB | PPO | $0 | $5,200 | $500 | 4.0out of 5 stars, Above average | $60 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| Allina Health Aetna Medicare Signature Fit (PPO) Allina Health and Aetna Insurance Holding Company · H3219-008-000 · SoB | PPO | $0 | $5,900 | $615 | 4.0out of 5 stars, Above average | $45 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| Blue Cross Medicare Advantage Core (PPO) Aware Integrated, Inc. · H5959-013-001 · SoB | PPO | $0 | $5,900 | $615 | 4.5out of 5 stars, Above average | $50 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| HealthPartners Journey Pace (PPO) HealthPartners, Inc. · H4882-009-001 · SoB | PPO | $0 | $5,900 | $350 | 4.5out of 5 stars, Above average | $25 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| HealthPartners Journey Smart (PPO) HealthPartners, Inc. · H4882-014-001 · SoB | PPO | $0 | $6,700 | $400 | 4.5out of 5 stars, Above average | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids |
| HumanaChoice H5216-275 (PPO) Humana Inc. · H5216-275-000 · SoB ✓ | PPO | $0 | $6,100 | $615 | 3.5out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| Medica Advantage Solution H6154-001 (HMO-POS) Medica Holding Company · H6154-001-000 · SoB ✓ | HMO-POS | $0 | $6,750 | $615 | 3.5out of 5 stars, Average | $45 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
| Medica Advantage Solution H8889-005 (PPO) Medica Holding Company · H8889-005-000 · SoB ✓ | PPO | $0 | $6,750 | $615 | 3.5out of 5 stars, Average | $40 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
| UHC Complete Care MN-7 (PPO C-SNP) UnitedHealth Group, Inc. · H2001-133-000 · SoB ✓ | PPO C-SNP | $0 | $6,700 | $520 | 4.5out of 5 stars, Above average | Reported | Vision exam Eyewear Hearing aids OTC allowance Meals |
| HumanaChoice H5216-359 (PPO) Humana Inc. · H5216-359-000 · SoB ✓ | PPO | $10 | $5,900 | $615 | 3.5out of 5 stars, Average | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Meals |
| UHC Complete Care Support MN-8 (PPO C-SNP) UnitedHealth Group, Inc. · H2001-134-000 · SoB ✓ | PPO C-SNP | $16.80 | $6,700 | $615 | 4.5out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| SecureBlue (HMO D-SNP) Aware Integrated, Inc. · H2425-001-000 · SoB | HMO D-SNP | $18.70 | $9,250 | $615 | 4.0out of 5 stars, Above average | $75 | Eyewear Transportation OTC allowance Meals |
| UCare Connect + Medicare (HMO D-SNP) UCare Minnesota · H5937-001-000 · SoB | HMO D-SNP | $35.40 | $9,250 | $615 | 3.0out of 5 stars, Average | $55 | Eyewear OTC allowance |
| HealthPartners Minnesota Senior Health Options (HMO D-SNP) HealthPartners, Inc. · H2422-002-000 · SoB | HMO D-SNP | $38.70 | $0 | $615 | 3.5out of 5 stars, Average | $75 | Eyewear Transportation OTC allowance |
| AARP Medicare Advantage from UHC FG-0001 (PPO) UnitedHealth Group, Inc. · H2001-118-000 · SoB ✓ | PPO | $41.50 | $6,500 | $615 | 4.5out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| Allina Health Aetna Medicare Value (PPO C-SNP) Allina Health and Aetna Insurance Holding Company · H3219-016-000 · SoB | PPO C-SNP | $41.50 | $7,200 | $615 | 4.0out of 5 stars, Above average | $65 | Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
| Medica DUAL Solution (HMO D-SNP) Medica Holding Company · H2458-002-000 · SoB | HMO D-SNP | $41.50 | $9,200 | $615 | 3.0out of 5 stars, Average | Reported | Eyewear OTC allowance |
| UCare's Minnesota Senior Health Options (HMO D-SNP) UCare Minnesota · H2456-002-000 · SoB | HMO D-SNP | $41.50 | $9,250 | $615 | 3.0out of 5 stars, Average | $140 | Eyewear OTC allowance |
| Allina Health Aetna Medicare Enhanced (PPO) Allina Health and Aetna Insurance Holding Company · H3219-002-000 · SoB | PPO | $47 | $4,200 | $300 | 4.0out of 5 stars, Above average | $60 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| HumanaChoice H5216-092 (PPO) Humana Inc. · H5216-092-000 · SoB ✓ | PPO | $47 | $9,250 | $615 | 3.5out of 5 stars, Average | — | Vision exam Eyewear Hearing aids Meals |
| AARP Medicare Advantage from UHC MN-0002 (PPO) UnitedHealth Group, Inc. · H2001-117-000 · SoB ✓ | PPO | $54 | $4,900 | $520 | 4.5out of 5 stars, Above average | — | Vision exam Eyewear Hearing aids Meals |
| Blue Cross Medicare Advantage Comfort (PPO) Aware Integrated, Inc. · H5959-015-000 · SoB | PPO | $54.70 | $4,500 | $615 | 4.5out of 5 stars, Above average | $30 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| HealthPartners Journey Stride (PPO) HealthPartners, Inc. · H4882-011-001 · SoB | PPO | $60 | $5,000 | $300 | 4.5out of 5 stars, Above average | $25 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| Allina Health Aetna Medicare Grand (PPO) Allina Health and Aetna Insurance Holding Company · H3219-003-000 · SoB | PPO | $87 | $3,600 | $300 | 4.0out of 5 stars, Above average | $50 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| AARP Medicare Advantage from UHC MN-0005 (PPO) UnitedHealth Group, Inc. · H2001-123-000 · SoB ✓ | PPO | $94 | $4,200 | $520 | 4.5out of 5 stars, Above average | — | Vision exam Eyewear Hearing aids Meals |
| HumanaChoice H5216-063 (PPO) Humana Inc. · H5216-063-000 · SoB ✓ | PPO | $108 | $3,400 | $615 | 3.5out of 5 stars, Average | — | Vision exam Eyewear Hearing aids Meals |
| Blue Cross Medicare Advantage Choice (PPO) Aware Integrated, Inc. · H5959-014-001 · SoB | PPO | $108.70 | $3,800 | $400 | 4.5out of 5 stars, Above average | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Meals |
| Medica Advantage Solution H8889-001 (PPO) Medica Holding Company · H8889-001-000 · SoB ✓ | PPO | $110 | $4,200 | $325 | 3.5out of 5 stars, Average | $40 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
| Allina Health Aetna Medicare Grand Extra (PPO) Allina Health and Aetna Insurance Holding Company · H3219-004-000 · SoB | PPO | $154 | $3,300 | $0 | 4.0out of 5 stars, Above average | $75 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| HealthPartners Journey Steady (PPO) HealthPartners, Inc. · H4882-003-000 · SoB | PPO | $165 | $3,500 | $200 | 4.5out of 5 stars, Above average | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids |
| Blue Cross Medicare Advantage Complete (PPO) Aware Integrated, Inc. · H5959-010-001 · SoB | PPO | $197 | $3,400 | $200 | 4.5out of 5 stars, Above average | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Meals |
| Medica Advantage Solution H8889-003 (PPO) Medica Holding Company · H8889-003-000 · SoB ✓ | PPO | $210 | $3,800 | $125 | 3.5out of 5 stars, Average | $50 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
| AARP Medicare Advantage Patriot No Rx FG-MA01 (PPO) UnitedHealth Group, Inc. · H2001-124-000 · SoB ✓ | PPO | — | $4,900 | — | 4.5out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| Allina Health Aetna Medicare Eagle (PPO) Allina Health and Aetna Insurance Holding Company · H3219-005-000 · SoB | PPO | — | $4,900 | — | 4.0out of 5 stars, Above average | $90 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| Blue Cross Medicare Advantage Freedom Blue (PPO) Aware Integrated, Inc. · H5959-018-000 · SoB | PPO | — | $5,500 | — | 4.5out of 5 stars, Above average | $75 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| Humana USAA Honor Giveback (PPO) Humana Inc. · H5216-278-001 · SoB ✓ | PPO | — | $4,700 | — | 3.5out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| Medica Advantage Solution H8889-009 (PPO) Medica Holding Company · H8889-009-000 · SoB ✓ | PPO | — | $6,750 | — | 3.5out of 5 stars, Average | $50 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
What the star rating means. CMS rates every Medicare Advantage contract (the "H" number in the plan ID — all plans under it share the rating) on a 1-to-5 scale each October, from about 40 measures of care quality, member experience, complaints and appeals, customer service and, for plans with drug coverage, drug safety and pricing. The 2026 rating is largely based on performance measured in 2024.
5 Excellent4 Above average3 Average2 Below average1 Poor
Not rated means CMS published no overall rating — usually a contract too new to be measured or with too few members ("not enough data"); it is not a low score. A 5-star contract can be joined outside the normal enrollment windows (the 5-star Special Enrollment Period, Dec 8 – Nov 30). Medicare.gov flags contracts rated below 3 stars for three years running as low-performing. Stars describe the contract's past performance as CMS measured it; they are not a recommendation, and they do not tell you whether a plan's network, drugs or costs fit you.
How to read this table
Yes — the plan's approved bid reports the benefit. No — the bid reports it is not offered. — — CMS did not publish a value for this field; that is not the same as No. Reported under an allowance column means the benefit is offered but CMS published no dollar amount. Premium is the CMS consolidated monthly premium (Part C + Part D). MOOP is the in-network maximum out-of-pocket. Star rating is the contract's overall rating in the CMS file used for this build. SNP plans (D-SNP, C-SNP, I-SNP) are limited to people who meet the plan's eligibility rules. A plan's own Summary of Benefits and Evidence of Coverage govern the details.
Click a column header to sort. On small screens the Part D deductible and OTC columns are hidden; open a plan for the full record.
Is a drug covered by plans in Ramsey County?
Before enrolling or making a coverage decision, confirm current details with the plan, Medicare.gov, your State Health Insurance Assistance Program (SHIP), or 1-800-MEDICARE (1-800-633-4227, TTY 1-877-486-2048). MedicareBenefits.care reports CMS-filed data and does not verify provider networks, pharmacy participation, or final plan terms.
Download all 39 Ramsey County plans as CSVEvery column on this page plus the 14 benefit flags and published allowances — part of Pro, $99/month or $990/year.