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Cass County, North Dakota — 2026 Medicare Advantage plans

Contract year 2026 · data updated October 01, 2026 · source files

17 individual Medicare Advantage plan segments from 5 parent organizations are filed for Cass County for 2026, per CMS public files. This page reports what was filed; it does not rank or recommend plans.

CMS public dataReported, not recommendedNo broker influenceNo paid placementDirect from CMS sources
17plans filed −7 vs prior year
5with a $0 premium −4 vs prior year
$6,700median in-network MOOP +$1,200 vs prior year
6on 4-star or better contracts
12report comprehensive dental
11report an OTC allowance

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PlanTypePremiumIn-network MOOPPart D deductibleStar ratingOTC allowanceSupplemental benefits reported
Aetna Medicare Elite (PPO)
CVS Health Corporation · H9431-014-000 · SoB ✓
PPO$0$5,000$6153.0out of 5 stars, Average—Vision exam Eyewear Hearing aids Meals
Aetna Medicare Signature Extra (PPO)
CVS Health Corporation · H1608-081-000 · SoB ✓
PPO$0$4,500$6153.5out of 5 stars, Average$30Vision exam Eyewear Hearing aids OTC allowance Meals
Align ChoicePlus (PPO)
Sanford Health · H8385-004-000 · SoB
PPO$0$4,500$3503.5out of 5 stars, Average$70Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals
Align Dual Partnership (HMO D-SNP)
Sanford Health · H8967-003-000 · SoB
HMO D-SNP$18.30$9,250$615Not rated$130Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance
UHC Complete Care Support FG-5 (PPO C-SNP)
UnitedHealth Group, Inc. · H2001-135-000 · SoB ✓
PPO C-SNP$19.90$6,700$6154.5out of 5 stars, Above averageReportedVision exam Eyewear Hearing aids OTC allowance Meals
Medica Advantage Dual (PPO D-SNP)
Medica Holding Company · H8889-016-000 · SoB ✓
PPO D-SNP$29$9,250$6153.5out of 5 stars, AverageReportedOTC allowance
AARP Medicare Advantage from UHC FG-0002 (PPO)
UnitedHealth Group, Inc. · H2001-119-000 · SoB ✓
PPO$38$6,700$6004.5out of 5 stars, Above average—Vision exam Eyewear Hearing aids Meals
AARP Medicare Advantage from UHC FG-0001 (PPO)
UnitedHealth Group, Inc. · H2001-118-000 · SoB ✓
PPO$41.50$6,500$6154.5out of 5 stars, Above averageReportedPreventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals
Great Plains Medicare Advantage (HMO I-SNP)
Sanford Health · H8967-001-000 · SoB
HMO I-SNP$41.50$8,315$615Not rated—Comprehensive dental Vision exam Eyewear Hearing aids Transportation
UHC Dual Complete ND-S1 (PPO D-SNP)
UnitedHealth Group, Inc. · H2001-085-000 · SoB ✓
PPO D-SNP$41.50$9,250$6154.5out of 5 stars, Above averageReportedPreventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals
NextBlue Discover PPO (PPO)
Blue Cross Blue Shield of Michigan Mutual Ins. Co. · H6202-004-000 · SoB
PPO$59$8,000$3003.5out of 5 stars, Average—Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids
Align ChoiceElite (PPO)
Sanford Health · H8385-002-000 · SoB
PPO$69$4,000$3003.5out of 5 stars, Average$85Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals
Great Plains Medicare Advantage Gold (HMO I-SNP)
Sanford Health · H8967-002-000 · SoB
HMO I-SNP$72$2,750$0Not rated—Comprehensive dental Vision exam Eyewear Hearing aids Transportation
AARP Medicare Advantage from UHC FG-0003 (PPO)
UnitedHealth Group, Inc. · H2001-120-000 · SoB ✓
PPO$95$6,700$6004.5out of 5 stars, Above averageReportedPreventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals
NextBlue Summit PPO (PPO)
Blue Cross Blue Shield of Michigan Mutual Ins. Co. · H6202-005-000 · SoB
PPO$149$6,750$3003.5out of 5 stars, Average—Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids
AARP Medicare Advantage Patriot No Rx FG-MA01 (PPO)
UnitedHealth Group, Inc. · H2001-124-000 · SoB ✓
PPO—$4,900—4.5out of 5 stars, Above averageReportedPreventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals
NextBlue Freedom PPO (PPO)
Blue Cross Blue Shield of Michigan Mutual Ins. Co. · H6202-003-000 · SoB
PPO—$6,500—3.5out of 5 stars, Average$50Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance

What the star rating means. CMS rates every Medicare Advantage contract (the "H" number in the plan ID — all plans under it share the rating) on a 1-to-5 scale each October, from about 40 measures of care quality, member experience, complaints and appeals, customer service and, for plans with drug coverage, drug safety and pricing. The 2026 rating is largely based on performance measured in 2024.

5 Excellent4 Above average3 Average2 Below average1 Poor

Not rated means CMS published no overall rating — usually a contract too new to be measured or with too few members ("not enough data"); it is not a low score. A 5-star contract can be joined outside the normal enrollment windows (the 5-star Special Enrollment Period, Dec 8 – Nov 30). Medicare.gov flags contracts rated below 3 stars for three years running as low-performing. Stars describe the contract's past performance as CMS measured it; they are not a recommendation, and they do not tell you whether a plan's network, drugs or costs fit you.

How to read this table

Yes — the plan's approved bid reports the benefit. No — the bid reports it is not offered. — — CMS did not publish a value for this field; that is not the same as No. Reported under an allowance column means the benefit is offered but CMS published no dollar amount. Premium is the CMS consolidated monthly premium (Part C + Part D). MOOP is the in-network maximum out-of-pocket. Star rating is the contract's overall rating in the CMS file used for this build. SNP plans (D-SNP, C-SNP, I-SNP) are limited to people who meet the plan's eligibility rules. A plan's own Summary of Benefits and Evidence of Coverage govern the details.

Click a column header to sort. On small screens the Part D deductible and OTC columns are hidden; open a plan for the full record.

Is a drug covered by plans in Cass County?

Shows the tier, prior-authorization / step-therapy / quantity-limit flags and tier cost sharing for every plan above, plus the 11 stand-alone Part D plans in the Upper Midwest and Northern Plains (Iowa, Minnesota, Montana, Nebraska, North Dakota, South Dakota and Wyoming) region. From the CMS monthly formulary file.

Before enrolling or making a coverage decision, confirm current details with the plan, Medicare.gov, your State Health Insurance Assistance Program (SHIP), or 1-800-MEDICARE (1-800-633-4227, TTY 1-877-486-2048). MedicareBenefits.care reports CMS-filed data and does not verify provider networks, pharmacy participation, or final plan terms.

Download all 17 Cass County plans as CSVEvery column on this page plus the 14 benefit flags and published allowances — part of Pro, $99/month or $990/year.

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