Franklin County, Tennessee — 2026 Medicare Advantage plans
50 individual Medicare Advantage plan segments from 7 parent organizations are filed for Franklin County for 2026, per CMS public files. This page reports what was filed; it does not rank or recommend plans.
CMS public dataReported, not recommendedNo broker influenceNo paid placementDirect from CMS sources
50plans filed +4 vs prior year
22with a $0 premium +2 vs prior year
$6,580median in-network MOOP +$1,680 vs prior year
27on 4-star or better contracts
46report comprehensive dental
43report an OTC allowance
Quick filters:
| Plan | Type | Premium | In-network MOOP | Part D deductible | Star rating | OTC allowance | Supplemental benefits reported |
|---|---|---|---|---|---|---|---|
| AARP Medicare Advantage Giveback from UHC TC-4 (HMO-POS) UnitedHealth Group, Inc. · H5253-121-000 · SoB ✓ | HMO-POS | $0 | $6,700 | $600 | 4.0out of 5 stars, Above average | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Meals |
| AARP Medicare Advantage from UHC TC-0002 (HMO-POS) UnitedHealth Group, Inc. · H5253-047-000 · SoB ✓ | HMO-POS | $0 | $4,200 | $355 | 4.0out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| Aetna Medicare Signature (PPO) CVS Health Corporation · H5521-254-000 · SoB ✓ | PPO | $0 | $6,750 | $615 | 4.5out of 5 stars, Above average | — | Vision exam Eyewear Hearing aids |
| BlueAdvantage Sapphire (PPO) BlueCross BlueShield of Tennessee · H7917-030-000 · SoB | PPO | $0 | $4,200 | $250 | 4.0out of 5 stars, Above average | $55 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| BlueAdvantage Total Heart and Diabetes (PPO C-SNP) BlueCross BlueShield of Tennessee · H7917-044-000 · SoB | PPO C-SNP | $0 | $6,700 | $250 | 4.0out of 5 stars, Above average | $95 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| HealthSpring Preferred (HMO) Health Care Service Corporation · H4513-049-002 · SoB ✓ | HMO | $0 | $4,900 | $200 | 4.0out of 5 stars, Above average | $45 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| Humana Gold Plus H4461-035 (HMO) Humana Inc. · H4461-035-000 · SoB ✓ | HMO | $0 | $3,600 | $590 | 4.0out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Humana Together in Health (PPO I-SNP) Humana Inc. · H5216-416-000 · SoB ✓ | PPO I-SNP | $0 | $9,250 | $615 | 3.5out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
| UHC Complete Care TC-0005 (HMO-POS C-SNP) UnitedHealth Group, Inc. · H5253-193-002 · SoB ✓ | HMO-POS C-SNP | $0 | $4,900 | $355 | 4.0out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| UHC Medicare Advantage TC-0001 (PPO) UnitedHealth Group, Inc. · H2001-104-000 · SoB ✓ | PPO | $0 | $6,700 | $440 | 4.5out of 5 stars, Above average | Reported | Vision exam Eyewear Hearing aids OTC allowance Meals |
| Wellcare Giveback (HMO-POS) Centene Corporation · H1416-079-000 · SoB ✓ | HMO-POS | $0 | $6,700 | $615 | 3.0out of 5 stars, Average | — | Vision exam Eyewear Hearing aids |
| Wellcare Simple (HMO-POS) Centene Corporation · H1416-077-000 · SoB ✓ | HMO-POS | $0 | $4,800 | $615 | 3.0out of 5 stars, Average | Reported | Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| Wellpoint Extra Help (HMO-POS) Elevance Health, Inc. · H5828-008-000 · SoB ✓ | HMO-POS | $0 | $9,000 | $390 | 3.0out of 5 stars, Average | $60 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Wellpoint Full Dual Advantage 2 (HMO D-SNP) Elevance Health, Inc. · H5828-018-000 · SoB ✓ | HMO D-SNP | $0 | $9,250 | $615 | 3.0out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Wellpoint Medicare Advantage 2 (HMO-POS) Elevance Health, Inc. · H5828-016-000 · SoB ✓ | HMO-POS | $0 | $6,460 | $200 | 3.0out of 5 stars, Average | $25 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| Wellpoint Full Dual Advantage (HMO D-SNP) Elevance Health, Inc. · H5828-002-000 · SoB ✓ | HMO D-SNP | $1.90 | $9,250 | $615 | 3.0out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Humana Gold Plus H4461-041 (HMO) Humana Inc. · H4461-041-000 · SoB ✓ | HMO | $10 | $3,200 | $615 | 4.0out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Humana Gold Plus SNP-DE H4461-022 (HMO D-SNP) Humana Inc. · H4461-022-000 · SoB ✓ | HMO D-SNP | $13 | $9,250 | $615 | 4.0out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Aetna Medicare Value Plus (HMO) CVS Health Corporation · H3146-012-000 · SoB ✓ | HMO | $15.10 | $6,750 | $615 | 4.0out of 5 stars, Above average | $30 | Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
| Humana Gold Plus SNP-DE H4461-038 (HMO D-SNP) Humana Inc. · H4461-038-000 · SoB ✓ | HMO D-SNP | $15.20 | $9,250 | $615 | 4.0out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| Wellpoint Medicare Advantage (HMO-POS) Elevance Health, Inc. · H5828-013-000 · SoB ✓ | HMO-POS | $19 | $6,750 | $200 | 3.0out of 5 stars, Average | $40 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| UHC Dual Complete TN-S001 (HMO-POS D-SNP) UnitedHealth Group, Inc. · H0251-002-000 · SoB ✓ | HMO-POS D-SNP | $19.10 | $9,250 | $615 | 3.5out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Wellcare Assist (HMO-POS) Centene Corporation · H1416-083-000 · SoB ✓ | HMO-POS | $23.90 | $4,800 | $615 | 3.0out of 5 stars, Average | Reported | Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Wellcare Dual Access (HMO-POS D-SNP) Centene Corporation · H1416-035-000 · SoB ✓ | HMO-POS D-SNP | $24.20 | $9,250 | $615 | 3.0out of 5 stars, Average | Reported | Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| UHC Complete Care Support TC-6 (HMO-POS C-SNP) UnitedHealth Group, Inc. · H5253-194-002 · SoB ✓ | HMO-POS C-SNP | $27.30 | $4,900 | $615 | 4.0out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| BlueAdvantage Extra (PPO) BlueCross BlueShield of Tennessee · H7917-041-000 · SoB | PPO | $27.60 | $5,100 | $615 | 4.0out of 5 stars, Above average | $111 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Aetna Medicare Enhanced (PPO) CVS Health Corporation · H5521-501-000 · SoB ✓ | PPO | $27.70 | $6,750 | $615 | 4.5out of 5 stars, Above average | $15 | Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
| BlueAdvantage Total Heart and Diabetes Plus (PPO C-SNP) BlueCross BlueShield of Tennessee · H7917-046-000 · SoB | PPO C-SNP | $27.70 | $6,700 | $615 | 4.0out of 5 stars, Above average | $100 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| BlueCare Plus (HMO D-SNP) BlueCross BlueShield of Tennessee · H3259-001-000 · SoB ✓ | HMO D-SNP | $27.70 | $9,250 | $615 | 3.5out of 5 stars, Average | Reported | Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| BlueCare Plus Choice (HMO D-SNP) BlueCross BlueShield of Tennessee · H3259-002-000 · SoB ✓ | HMO D-SNP | $27.70 | $9,250 | $615 | 3.5out of 5 stars, Average | Reported | Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| BlueCare Plus Select (HMO D-SNP) BlueCross BlueShield of Tennessee · H3259-003-000 · SoB ✓ | HMO D-SNP | $27.70 | $9,250 | $615 | 3.5out of 5 stars, Average | Reported | Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Humana Value Plus H5216-180 (PPO) Humana Inc. · H5216-180-000 · SoB ✓ | PPO | $27.70 | $4,900 | $615 | 3.5out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Humana Value Plus H7617-088 (PPO) Humana Inc. · H7617-088-000 · SoB ✓ | PPO | $27.70 | $4,900 | $615 | 4.5out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| UHC Dual Complete TN-Y001 (HMO-POS D-SNP) UnitedHealth Group, Inc. · H0251-004-000 · SoB ✓ | HMO-POS D-SNP | $27.70 | $9,250 | $615 | 3.5out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| UHC Dual Complete TN-Y2 (HMO-POS D-SNP) UnitedHealth Group, Inc. · H0251-008-000 · SoB ✓ | HMO-POS D-SNP | $27.70 | $9,250 | $615 | 3.5out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Wellcare Assist (HMO-POS) Centene Corporation · H1416-042-000 · SoB ✓ | HMO-POS | $27.70 | $4,800 | $615 | 3.0out of 5 stars, Average | Reported | Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Wellpoint Full Dual Advantage Support (HMO D-SNP) Elevance Health, Inc. · H5828-001-000 · SoB ✓ | HMO D-SNP | $27.70 | $9,250 | $615 | 3.0out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| AARP Medicare Advantage from UHC TC-0003 (HMO-POS) UnitedHealth Group, Inc. · H5253-048-000 · SoB ✓ | HMO-POS | $42 | $3,500 | $355 | 4.0out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| HumanaChoice H5216-097 (PPO) Humana Inc. · H5216-097-000 · SoB ✓ | PPO | $55 | $8,850 | $590 | 3.5out of 5 stars, Average | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Meals |
| Humana Gold Plus H4461-040 (HMO) Humana Inc. · H4461-040-000 · SoB ✓ | HMO | $74 | $1,900 | $615 | 4.0out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| BlueAdvantage Ruby (PPO) BlueCross BlueShield of Tennessee · H7917-014-000 · SoB | PPO | $92 | $3,850 | $250 | 4.0out of 5 stars, Above average | $61 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| Humana Together in Health Select (PPO I-SNP) Humana Inc. · H5216-453-000 · SoB ✓ | PPO I-SNP | $138 | $4,900 | $300 | 3.5out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
| BlueAdvantage Diamond (PPO) BlueCross BlueShield of Tennessee · H7917-010-000 · SoB | PPO | $147 | $2,975 | $250 | 4.0out of 5 stars, Above average | $156 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| AARP Medicare Advantage Patriot No Rx TC-MA01 (HMO-POS) UnitedHealth Group, Inc. · H5253-113-000 · SoB ✓ | HMO-POS | — | $3,900 | — | 4.0out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Aetna Medicare Eagle Giveback (PPO) CVS Health Corporation · H5521-279-000 · SoB ✓ | PPO | — | $8,200 | — | 4.5out of 5 stars, Above average | $50 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
| BlueAdvantage Freedom (PPO) BlueCross BlueShield of Tennessee · H7917-039-000 · SoB | PPO | — | $3,200 | — | 4.0out of 5 stars, Above average | $100 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| HealthSpring Courage (HMO) Health Care Service Corporation · H4513-033-000 · SoB ✓ | HMO | — | $3,900 | — | 4.0out of 5 stars, Above average | $50 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Humana USAA Honor Giveback (HMO) Humana Inc. · H4461-004-000 · SoB ✓ | HMO | — | $3,750 | — | 4.0out of 5 stars, Above average | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Meals |
| Humana USAA Honor Giveback (PPO) Humana Inc. · H5216-235-000 · SoB ✓ | PPO | — | $3,400 | — | 3.5out of 5 stars, Average | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Meals |
| Wellcare Patriot Giveback (HMO-POS) Centene Corporation · H1416-061-000 · SoB ✓ | HMO-POS | — | $4,800 | — | 3.0out of 5 stars, Average | — | Comprehensive dental Vision exam Eyewear Hearing aids |
What the star rating means. CMS rates every Medicare Advantage contract (the "H" number in the plan ID — all plans under it share the rating) on a 1-to-5 scale each October, from about 40 measures of care quality, member experience, complaints and appeals, customer service and, for plans with drug coverage, drug safety and pricing. The 2026 rating is largely based on performance measured in 2024.
5 Excellent4 Above average3 Average2 Below average1 Poor
Not rated means CMS published no overall rating — usually a contract too new to be measured or with too few members ("not enough data"); it is not a low score. A 5-star contract can be joined outside the normal enrollment windows (the 5-star Special Enrollment Period, Dec 8 – Nov 30). Medicare.gov flags contracts rated below 3 stars for three years running as low-performing. Stars describe the contract's past performance as CMS measured it; they are not a recommendation, and they do not tell you whether a plan's network, drugs or costs fit you.
How to read this table
Yes — the plan's approved bid reports the benefit. No — the bid reports it is not offered. — — CMS did not publish a value for this field; that is not the same as No. Reported under an allowance column means the benefit is offered but CMS published no dollar amount. Premium is the CMS consolidated monthly premium (Part C + Part D). MOOP is the in-network maximum out-of-pocket. Star rating is the contract's overall rating in the CMS file used for this build. SNP plans (D-SNP, C-SNP, I-SNP) are limited to people who meet the plan's eligibility rules. A plan's own Summary of Benefits and Evidence of Coverage govern the details.
Click a column header to sort. On small screens the Part D deductible and OTC columns are hidden; open a plan for the full record.
Is a drug covered by plans in Franklin County?
Before enrolling or making a coverage decision, confirm current details with the plan, Medicare.gov, your State Health Insurance Assistance Program (SHIP), or 1-800-MEDICARE (1-800-633-4227, TTY 1-877-486-2048). MedicareBenefits.care reports CMS-filed data and does not verify provider networks, pharmacy participation, or final plan terms.
Download all 50 Franklin County plans as CSVEvery column on this page plus the 14 benefit flags and published allowances — part of Pro, $99/month or $990/year.