Zapata County, Texas — 2026 Medicare Advantage plans
36 individual Medicare Advantage plan segments from 7 parent organizations are filed for Zapata County for 2026, per CMS public files. This page reports what was filed; it does not rank or recommend plans.
CMS public dataReported, not recommendedNo broker influenceNo paid placementDirect from CMS sources
36plans filed +6 vs prior year
26with a $0 premium +8 vs prior year
$7,500median in-network MOOP +$275 vs prior year
18on 4-star or better contracts
32report comprehensive dental
28report an OTC allowance
Quick filters:
| Plan | Type | Premium | In-network MOOP | Part D deductible | Star rating | OTC allowance | Supplemental benefits reported |
|---|---|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC TX-14 (HMO-POS) UnitedHealth Group, Inc. · H4527-013-000 · SoB ✓ | HMO-POS | $0 | $3,600 | $355 | 4.5out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| AARP Medicare Advantage Extras from UHC TX-50 (HMO-POS) UnitedHealth Group, Inc. · H4527-055-000 · SoB ✓ | HMO-POS | $0 | $4,200 | $440 | 4.5out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| AARP Medicare Advantage Giveback from UHC TX-38 (HMO-POS) UnitedHealth Group, Inc. · H4527-051-000 · SoB ✓ | HMO-POS | $0 | $7,900 | $203 | 4.5out of 5 stars, Above average | — | Vision exam Eyewear Hearing aids Meals |
| Blue Cross Medicare Advantage Complete (PPO) Health Care Service Corporation · H8634-023-000 · SoB ✓ | PPO | $0 | $6,750 | $450 | 3.0out of 5 stars, Average | — | Vision exam Eyewear Hearing aids |
| Blue Cross Medicare Advantage Dental Premier (PPO) Health Care Service Corporation · H8634-024-000 · SoB ✓ | PPO | $0 | $6,750 | $615 | 3.0out of 5 stars, Average | $30 | Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
| Blue Cross Medicare Advantage Health Choice (PPO) Health Care Service Corporation · H8634-025-000 · SoB ✓ | PPO | $0 | $9,250 | $615 | 3.0out of 5 stars, Average | — | Vision exam Eyewear Hearing aids |
| Humana Together in Health (PPO I-SNP) Humana Inc. · H5216-369-000 · SoB ✓ | PPO I-SNP | $0 | $9,250 | $610 | 3.5out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance |
| HumanaChoice Giveback H5216-350 (PPO) Humana Inc. · H5216-350-000 · SoB ✓ | PPO | $0 | $7,950 | $0 | 3.5out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| HumanaChoice Giveback H7617-041 (PPO) Humana Inc. · H7617-041-000 · SoB ✓ | PPO | $0 | $7,950 | $0 | 4.5out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| HumanaChoice H0473-004 (PPO) Humana Inc. · H0473-004-000 · SoB ✓ | PPO | $0 | $7,050 | $420 | 3.5out of 5 stars, Average | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Meals |
| Molina Medicare Complete Care (HMO D-SNP) Molina Healthcare, Inc. · H7678-006-001 · SoB ✓ | HMO D-SNP | $0 | $9,250 | $615 | 3.5out of 5 stars, Average | Reported | Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Prominence Beyond (HMO) Universal Health Services, Inc. · H7680-011-000 · SoB | HMO | $0 | $4,150 | $100 | 4.5out of 5 stars, Above average | $115 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| Prominence Diabetes and Heart Care Plus (HMO C-SNP) Universal Health Services, Inc. · H7680-016-000 · SoB | HMO C-SNP | $0 | $3,400 | $100 | 4.5out of 5 stars, Above average | $200 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Prominence Diabetes and Heart Giveback (HMO C-SNP) Universal Health Services, Inc. · H7680-020-000 · SoB | HMO C-SNP | $0 | $7,500 | $250 | 4.5out of 5 stars, Above average | $160 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| Prominence Extra Help (HMO) Universal Health Services, Inc. · H7680-009-000 · SoB | HMO | $0 | $3,400 | $615 | 4.5out of 5 stars, Above average | $375 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Prominence Giveback (HMO) Universal Health Services, Inc. · H7680-014-000 · SoB | HMO | $0 | $7,500 | $0 | 4.5out of 5 stars, Above average | $65 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
| Prominence Plus (HMO) Universal Health Services, Inc. · H7680-002-000 · SoB | HMO | $0 | $3,000 | $0 | 4.5out of 5 stars, Above average | $175 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| UHC Complete Care TX-19 (HMO-POS C-SNP) UnitedHealth Group, Inc. · H4527-042-000 · SoB ✓ | HMO-POS C-SNP | $0 | $3,600 | $355 | 4.5out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| UHC Dual Complete TX-D007 (HMO-POS D-SNP) UnitedHealth Group, Inc. · H5322-025-000 · SoB ✓ | HMO-POS D-SNP | $0 | $9,250 | $464 | 3.5out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance |
| UHC Dual Complete TX-V010 (HMO-POS D-SNP) UnitedHealth Group, Inc. · H5322-038-000 · SoB ✓ | HMO-POS D-SNP | $0 | $4,200 | $615 | 3.5out of 5 stars, Average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance |
| Wellcare Simple (HMO) Centene Corporation · H5294-011-000 · SoB ✓ | HMO | $0 | $3,450 | $615 | 3.5out of 5 stars, Average | Reported | Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| UHC Dual Complete TX-S003 (HMO-POS D-SNP) UnitedHealth Group, Inc. · H4514-021-000 · SoB ✓ | HMO-POS D-SNP | $0.40 | $9,250 | $615 | 4.0out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance |
| Prominence Dual (HMO D-SNP) Universal Health Services, Inc. · H7680-007-000 · SoB | HMO D-SNP | $4.20 | $9,250 | $615 | 4.5out of 5 stars, Above average | $555 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Blue Cross Medicare Advantage Dual Care Plus (HMO D-SNP) Health Care Service Corporation · H9706-002-000 · SoB ✓ | HMO D-SNP | $4.80 | $9,250 | $615 | 2.5out of 5 stars, Below average | $105 | Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Texas Independence Community Plan (HMO I-SNP) Regency ISNP Holdings LLC · H5015-002-000 · SoB | HMO I-SNP | $4.80 | $9,250 | $615 | 5.0out of 5 stars, Excellent | $55 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance |
| Texas Independence Health Plan, Inc. (HMO I-SNP) Regency ISNP Holdings LLC · H5015-001-000 · SoB | HMO I-SNP | $4.80 | $9,250 | $615 | 5.0out of 5 stars, Excellent | $60 | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance |
| Wellcare Assist (HMO) Centene Corporation · H5294-013-000 · SoB ✓ | HMO | $4.80 | $3,700 | $615 | 3.5out of 5 stars, Average | Reported | Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Wellcare Dual Access (HMO D-SNP) Centene Corporation · H5294-015-000 · SoB ✓ | HMO D-SNP | $4.80 | $9,250 | $500 | 3.5out of 5 stars, Average | Reported | Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Wellcare Dual Liberty (HMO D-SNP) Centene Corporation · H5294-010-000 · SoB ✓ | HMO D-SNP | $4.80 | $9,250 | $615 | 3.5out of 5 stars, Average | Reported | Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| Wellcare Dual Liberty Sync (HMO D-SNP) Centene Corporation · H5294-021-000 · SoB ✓ | HMO D-SNP | $4.80 | $9,250 | $490 | 3.5out of 5 stars, Average | Reported | Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| AARP Medicare Advantage from UHC TX-51 (HMO-POS) UnitedHealth Group, Inc. · H4527-058-000 · SoB ✓ | HMO-POS | $24 | $3,600 | $355 | 4.5out of 5 stars, Above average | Reported | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Transportation OTC allowance Meals |
| AARP Medicare Advantage Patriot No Rx TX-MA01 (HMO-POS) UnitedHealth Group, Inc. · H4527-024-000 · SoB ✓ | HMO-POS | — | $6,700 | — | 4.5out of 5 stars, Above average | — | Vision exam Eyewear Hearing aids |
| Blue Cross Medicare Advantage Protect (PPO) Health Care Service Corporation · H8634-026-000 · SoB ✓ | PPO | — | $6,950 | — | 3.0out of 5 stars, Average | — | Comprehensive dental Vision exam Eyewear Hearing aids |
| Humana USAA Honor Giveback (PPO) Humana Inc. · H5216-348-000 · SoB ✓ | PPO | — | $7,900 | — | 3.5out of 5 stars, Average | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Meals |
| Humana USAA Honor Giveback (PPO) Humana Inc. · H7617-062-000 · SoB ✓ | PPO | — | $7,900 | — | 4.5out of 5 stars, Above average | — | Preventive dental Comprehensive dental Vision exam Eyewear Hearing aids Meals |
| Wellcare Patriot Simple (HMO) Centene Corporation · H5294-014-000 · SoB ✓ | HMO | — | $3,400 | — | 3.5out of 5 stars, Average | Reported | Comprehensive dental Vision exam Eyewear Hearing aids OTC allowance Meals |
What the star rating means. CMS rates every Medicare Advantage contract (the "H" number in the plan ID — all plans under it share the rating) on a 1-to-5 scale each October, from about 40 measures of care quality, member experience, complaints and appeals, customer service and, for plans with drug coverage, drug safety and pricing. The 2026 rating is largely based on performance measured in 2024.
5 Excellent4 Above average3 Average2 Below average1 Poor
Not rated means CMS published no overall rating — usually a contract too new to be measured or with too few members ("not enough data"); it is not a low score. A 5-star contract can be joined outside the normal enrollment windows (the 5-star Special Enrollment Period, Dec 8 – Nov 30). Medicare.gov flags contracts rated below 3 stars for three years running as low-performing. Stars describe the contract's past performance as CMS measured it; they are not a recommendation, and they do not tell you whether a plan's network, drugs or costs fit you.
How to read this table
Yes — the plan's approved bid reports the benefit. No — the bid reports it is not offered. — — CMS did not publish a value for this field; that is not the same as No. Reported under an allowance column means the benefit is offered but CMS published no dollar amount. Premium is the CMS consolidated monthly premium (Part C + Part D). MOOP is the in-network maximum out-of-pocket. Star rating is the contract's overall rating in the CMS file used for this build. SNP plans (D-SNP, C-SNP, I-SNP) are limited to people who meet the plan's eligibility rules. A plan's own Summary of Benefits and Evidence of Coverage govern the details.
Click a column header to sort. On small screens the Part D deductible and OTC columns are hidden; open a plan for the full record.
Is a drug covered by plans in Zapata County?
Before enrolling or making a coverage decision, confirm current details with the plan, Medicare.gov, your State Health Insurance Assistance Program (SHIP), or 1-800-MEDICARE (1-800-633-4227, TTY 1-877-486-2048). MedicareBenefits.care reports CMS-filed data and does not verify provider networks, pharmacy participation, or final plan terms.
Download all 36 Zapata County plans as CSVEvery column on this page plus the 14 benefit flags and published allowances — part of Pro, $99/month or $990/year.